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One or more photo(s) has been virtually staged. NEW PRICE – NOW $105, 000!
This charming Birmingham model villa, located in the desirable On Top of the World 55+ community in Ocala, offers a fantastic opportunity to make it your own. With 2 bedrooms, 2 bathrooms, and multiple flexible living spaces, this home provides the perfect foundation to add your personal touch.
The villa features two office/flex areas—one just off the kitchen and another under air at the rear of the home with direct access to the backyard. The kitchen offers recessed lighting and ample cabinet space, providing plenty of room for your updates.
Key updates include windows replaced in 2007, a new roof in 2016, and AC in 2003. Ceiling fans throughout keep things cool and comfortable.
The price gives you room to make your own updates and create the home of your dreams. Enjoy all the resort-style amenities this vibrant 55+ community has to offer, including golf courses, fitness centers, and an active social scene. Don’t miss this opportunity to own in a premier community at an unbeatable price!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$105,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $84,000 | $84,000 | $84,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 6.000% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.178% | 5.541% |
| Monthly Tax Payment | $105 | $105 | $105 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $464 | $504 | $675 |
| Total Monthly Payment | $644 | $684 | $855 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.