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WELCOME HOME !! This spacious 3 bedroom home has a split bedroom floorplan that is ideal for guests or family. . . offering privacy for all. Plus, it gives you the opportunity to have that home office or craft/hobby room you always wanted! The kitchen has a smart lay-out, offering extra cabinet space, eat in area, desk, display cabinet and plenty of Corian countertops for meal prep. The roomy primary bedroom boasts of a large walk in closet and the primary bath has both a corner walk- in shower and a stand alone tub. Gorgeous Strauss Crystal Chandelier in dining area. The Florida room adds a bright and sunny second living space with 3 new windows and window treatments. The screened back porch is a fabulous place to unwind while enjoying the privacy provided from your hedge row. Inside laundry room, fresh interior paint, ROOF 2016, HVAC 2025, WATER HEATER 2019, RO IN KITCHEN, WATER SOFTENER, TERMITE BOND. In the fun, friendly, active, 55+, gated, golf community of Spruce Creek Preserve with pool, spa, pickleball, tennis, shuffleboard, corn hole, fitness center, water aerobics, yoga, exercise classes, billiards, cards, games, crafts, bingo, bunco, potluck dinners, dances, social and travel groups. Nestled into 4000 acres of Ross Prairie Nature Preserve, giving it a peaceful country atmosphere, while still being just minutes from Golf, Groceries, shopping, restaurants, banking, hospitals, doctors, miles of hiking and biking trails. Ideal North Central location is ideal for day trips all across the state and offers easy access to 3 major airports, plus cruising ports.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$264,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $211,200 | $211,200 | $211,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.292% | 5.609% |
| Monthly Tax Payment | $190 | $190 | $190 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,199 | $1,283 | $1,712 |
| Total Monthly Payment | $1,464 | $1,548 | $1,977 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.