2094 PENN DRIVE, Deland, FL, 32724 | $319,000

Looking for your next investment opportunity or a property you can make your own? This Deland gem offers plenty of potential and possibilities! Situated on a spacious lot with no HOA, this home provides ample parking space for multiple vehicles, boats, or work trailers — perfect for those who need extra room or plan to rent it out. With some cosmetic updates and a little TLC, this property could easily become a great income-producing rental or a cozy primary residence. The downstairs features 2 bedrooms, 2 bathrooms, a wet bar, family room and the laundry area. Upstairs you will find 2 additional bedrooms, one bathroom, an open-concept living area that includes the kitchen, dining space and living room. Each floor has its own private entrance, making this home ideal for multi-generational living or live on one level and rent out the other. The property also includes a large storage building that can be transformed into an office space, gym or workshop. Enjoy the fenced yard and spacious covered patio, perfect for relaxing or entertaining. Major updates include rewiring and replumbing (2016) PGT windows, granite counter tops, stainless steel appliances, downstairs AC 2023 among other upgrades. The quiet location offers a blend of privacy and convenience, just minutes from downtown Deland, shopping, restaurants, and major roadways. Schedule your showing to see this unique property.

Features

  • Rooms: 9
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Inside
  • Year Built: 1959
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,976
  • Acreage: 0.24
  • Est. Taxes: $5,089
  • Elem. School: Freedom Elem
  • Middle School: Deland Middle
  • High School: Deland High
  • Appliances: Dishwasher, Range, Refrigerator, Wine Refrigerator
  • MLS#: O6351008
  • Days on Market: 169 days
  • Website: https://www.raveis.com
    /prop/O6351008/2094penndrive_deland_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/5/2026 12:34:06 PM)

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Bette GigliottiLuxury Properties Specialist

203.451.0040

Bette.Gigliotti@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Jorge L RiveraVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 12303

203.913.1633

Jorge.Rivera@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeInsurance Sales Director, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2094 PENN DRIVE, Deland, FL, 32724

$319,000

Bette Gigliotti

Luxury Properties Specialist

William Raveis Real Estate

Phone: 203.451.0040

Bette.Gigliotti@raveis.com

Jorge L Rivera

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.913.1633

Jorge.Rivera@Raveis.com

NMLS Mortgage Loan Originator ID 12303

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $255,200 $255,200 $255,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.533% 5.794%
Monthly Tax Payment $424 $424 $424
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,510 $1,592 $2,085
Total Monthly Payment $2,009 $2,091 $2,584

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.