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Welcome to this well-maintained Fresh Spring model by Neal Communities in the gated community of The Ridge at Crossing Creek. Built in 2018, this 3-bedroom, 2-bath home with a dedicated den offers approximately 1, 814 sq ft of thoughtfully designed living space with an open-concept layout suitable for everyday living and entertaining. The kitchen features granite countertops, stainless steel appliances including a newer refrigerator, ample cabinetry, and a central island that flows into the main living and dining areas. Triple sliding glass doors open to a covered and screened lanai overlooking a fenced yard with peaceful preserve views, creating a comfortable indoor-outdoor living experience. The primary suite includes a walk-in closet and a well-appointed bath with frameless glass shower and stone countertops. Additional features include crown molding, recessed lighting, energy-efficient windows, a laundry room with washer and dryer, and an extended garage offering additional storage or workspace. Community amenities include a pool, grilling area, and walking paths along the lake, with low HOA fees and no CDD. The location offers convenient access to I-75, shopping, dining, and Gulf Coast beaches. Schedule a showing to experience this home in person.
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Our Executive Mortgage Banker:
Our Insurance Division:
$479,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $383,200 | $383,200 | $383,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.520% | 5.900% |
| Monthly Tax Payment | $487 | $487 | $487 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,297 | $2,391 | $3,157 |
| Total Monthly Payment | $2,859 | $2,953 | $3,719 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.