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Discover your new home in this highly sought-after neighborhood, where tree-lined streets create the perfect setting. This maintained 3-bedroom, 2. 5-bathroom ranch is set on a generous half acre flat property. Experience a fresh start! This home is ready for a new owner to add their own updates. The home's one level floor plan is perfect for both everyday living and entertaining. Relax in the formal living room or cozy up in the inviting den while providing convenient main-level living. Additional highlights include hardwood flooring through out with some tile flooring, gas heat, newly updated main bedroom bath, IGS front yard, CAC 3 yrs. Roof 15 yrs, . 1 yr hot water heater. Laundry, Guest space, office and storage is set in the lower level. basement. The exterior features a fantastic flat half acre and spacious backyard. Actual taxes $13893. 21 This property is in Commack School District with Indian Hollow Elementary, Commack Middle School, and Commack High School. A variety of amenities, including schools, parks, public transportation, shopping, and more. You can move into this home and plan some updates when you are ready!
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Our Executive Mortgage Banker:
Our Insurance Division:
$729,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $583,200 | $583,200 | $583,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.583% | 6.533% | 5.764% |
| Monthly Tax Payment | $1,158 | $1,158 | $1,158 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,450 | $3,638 | $4,762 |
| Total Monthly Payment | $4,700 | $4,888 | $6,012 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.