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NOW MOST FURNITURE WILL CONVEY. . . Welcome to Spruce Creek South – a vibrant 55+ gated community in Summerfield, FL! As you walk into This charming 2-bedroom, 2-bath home you will immediately notice the love and attention devoted to the home. GREAT NEWS! MOST FURNITURE WILL CONVEY (STAY) IN THE HOUSE / NO TV. . . (A LIST IS ATTACHED, ASK YOUR REALTOR) You are greeted by LVP flooring which have replaced the previous carpet flooring. This home features a split-bedroom floor plan with spacious living areas in the center and an en-suite bathroom in the primary suite and a guest bathroom on the main corridor by guest bedroom. Enjoy a 2-car garage and a beautifully maintained lot on over 1/4 acre, ideally located at the end of a quiet cul-de-sac with nature-protected green space.
Relax in privacy with minimal traffic, all while being close to the front of the community for quick access to both resident and main entrances. Live the golf cart lifestyle with legal access across US-441 to restaurants, shopping, medical offices, and more. . . Just minutes to The Villages for entertainment and public amenities.
Community amenities include:
Clubhouse with fitness center, his & her saunas, game rooms, club-house huge kitchen, entertainment stage, billiards and bathrooms in the fitness center, outdoor by the pool and inside by the office. Resort-style pool, spa, outdoors game areas, picnic area
18-hole golf course, Pro Shop, and on-site restaurant plus more. . .
RV/boat storage (low fee), softball field, and numerous clubs & events
THE ITEMS IN THE PICTURES DO NOT CONVEY THE HOME IS BEING SOLD UNFURNISHED !
Don’t miss your chance to own a piece of Florida paradise! Call today to schedule your private showing.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$224,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $179,920 | $179,920 | $179,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.533% | 5.900% |
| Monthly Tax Payment | $104 | $104 | $104 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,079 | $1,122 | $1,482 |
| Total Monthly Payment | $1,258 | $1,301 | $1,661 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.