2019 SE 28TH TERRACE, Cape Coral, FL, 33904 | $850,000

Welcome to your slice of paradise on one of Cape Coral’s most sought-after sailboat-access canals. This stunning pool home sits on a 200+ foot wide canal offering direct Gulf access with no bridges and just minutes to the river. Step inside and feel instantly at home in this beautifully furnished 3-bedroom, 2-bath retreat with a 2-car garage and a brand-new 2025 HVAC system. The open layout features tile flooring throughout, a bright living space, and French doors that open to the lanai, perfectly blending indoor and outdoor living. The kitchen is equipped with Samsung stainless steel appliances, a breakfast bar, and custom cabinetry, ideal for both everyday comfort and entertaining. Your primary suite is a peaceful escape with a spacious walk-in closet and a spa-like bath featuring multiple shower heads. The home also includes a central vacuum system for effortless maintenance. Outside, enjoy the best of Florida living with a sparkling pool, outdoor kitchen, and built-in grill surrounded by lush landscaping. The gazebo and outdoor shower add the perfect finishing touches to your private oasis. The dock is ready for your boating adventures with a boat lift, jet ski lift, captain’s walk, and water and electric connections. Enjoy peace of mind knowing this home features impact-resistant windows, automatic sprinklers, and a transferable FEMA flood policy. Despite its prime waterfront location, it has sustained no flood damage from past hurricanes. Nature lovers will appreciate the nearby Horton Park and Four Mile Cove Ecological Preserve, while the home’s location offers quick access to Fort Myers, great restaurants, shopping, healthcare, and the airport. Whether you’re searching for a full-time waterfront retreat or a high-performing vacation rental, this turnkey home perfectly captures the Florida lifestyle. Schedule your private tour today and experience waterfront living at its finest.

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 80 x 125
  • Laundry: Inside
  • Year Built: 1972
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,641
  • Acreage: 0.23
  • Lot Size: 80 x 125
  • Est. Taxes: $9,400
  • Pool: Gunite, In Ground
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Freezer, Microwave, Refrigerator, Washer
  • MLS#: C7516100
  • Days on Market: 155 days
  • Website: https://www.raveis.com
    /prop/C7516100/2019se28thterrace_capecoral_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/5/2026 4:34:19 PM)
Listing courtesy of EXP REALTY LLC   Phone: 888-883-8509

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2019 SE 28TH TERRACE, Cape Coral, FL, 33904

$850,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $680,000 $680,000 $680,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.263% 6.259% 6.223%
Monthly Tax Payment $783 $783 $783
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,968 $4,132 $5,738
Total Monthly Payment $4,843 $5,007 $6,613

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.