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Discover your ideal retreat in the vibrant 55+ community of Windmill Village with this charming 2-bedroom, 2-bathroom Fleetwood model home, spanning 1, 350 square feet. Embrace the open concept layout featuring elegant crown molding and drywall throughout, complemented by a spacious kitchen boasting ample storage, a convenient breakfast bar, and a cozy dinette area perfect for morning coffee. Offered turn-key furnished with just a few exceptions, this residence includes an inviting entry foyer with built-in storage, a generous primary bedroom with dual closets for all your wardrobe needs, and a versatile second bedroom equipped with a Murphy bed for guests. A bonus room, passively cooled under air, adds extra flexibility for your lifestyle. Bathed in natural light through numerous windows, the home feels bright and airy, with hurricane shutters for added peace of mind. Access the home via a unique dual staircase, and enjoy exterior enhancements like stunning stonework encircling the entire house, mature landscaping that adds curb appeal, and plenty of outdoor storage for your hobbies and tools. A spacious carport (11. 5 H x 14. 5 W x 70 L) and driveway enhance functionality. The low HOA fee of $261. 00 per month covers water, sewer, trash, grass maintenance, common area upkeep, and road maintenance for a hassle-free lifestyle. Windmill Village offers an active lifestyle with two private marinas, a boat ramp, trailer storage yard, horseshoe pits, shuffleboard, bocce ball, billiards, indoor pickleball, a large community center, and many clubs catering to your hobby interests. The pavilion by the heated pool is perfect for gatherings. Located in Punta Gorda, voted “#1 Best Small Place to Live” by Money Magazine and Forbes, the purchase price excludes a refundable $18, 285 Buy-In Share and Bond. Don’t miss the opportunity to make this beautifully maintained paradise yours—schedule your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$164,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $131,200 | $131,200 | $131,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.875% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.520% | 5.415% |
| Monthly Tax Payment | $310 | $310 | $310 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $724 | $776 | $1,046 |
| Total Monthly Payment | $1,109 | $1,161 | $1,431 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.