29 AMSTERDAM AVENUE, Punta Gorda, FL, 33950 | $164,000

Discover your ideal retreat in the vibrant 55+ community of Windmill Village with this charming 2-bedroom, 2-bathroom Fleetwood model home, spanning 1, 350 square feet. Embrace the open concept layout featuring elegant crown molding and drywall throughout, complemented by a spacious kitchen boasting ample storage, a convenient breakfast bar, and a cozy dinette area perfect for morning coffee. Offered turn-key furnished with just a few exceptions, this residence includes an inviting entry foyer with built-in storage, a generous primary bedroom with dual closets for all your wardrobe needs, and a versatile second bedroom equipped with a Murphy bed for guests. A bonus room, passively cooled under air, adds extra flexibility for your lifestyle. Bathed in natural light through numerous windows, the home feels bright and airy, with hurricane shutters for added peace of mind. Access the home via a unique dual staircase, and enjoy exterior enhancements like stunning stonework encircling the entire house, mature landscaping that adds curb appeal, and plenty of outdoor storage for your hobbies and tools. A spacious carport (11. 5 H x 14. 5 W x 70 L) and driveway enhance functionality. The low HOA fee of $261. 00 per month covers water, sewer, trash, grass maintenance, common area upkeep, and road maintenance for a hassle-free lifestyle. Windmill Village offers an active lifestyle with two private marinas, a boat ramp, trailer storage yard, horseshoe pits, shuffleboard, bocce ball, billiards, indoor pickleball, a large community center, and many clubs catering to your hobby interests. The pavilion by the heated pool is perfect for gatherings. Located in Punta Gorda, voted “#1 Best Small Place to Live” by Money Magazine and Forbes, the purchase price excludes a refundable $18, 285 Buy-In Share and Bond. Don’t miss the opportunity to make this beautifully maintained paradise yours—schedule your showing today!

Features

  • Amenities: Clubhouse, Fence Restrictions, Pickleball Court(s), Pool
  • Rooms: 9
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Laundry Closet
  • Year Built: 2005
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,188
  • Acreage: 0.12
  • Est. Taxes: $3,716
  • HOA Fee: $261 Monthly
  • Adult Communities: Yes
  • Pet Policy: Breed Restrictions, Cats OK, Dogs OK, Number Limit
  • Appliances: Dishwasher, Dryer, Microwave, Other, Range, Washer
  • MLS#: C7515327
  • Days on Market: 135 days
  • Website: https://www.raveis.com
    /prop/C7515327/29amsterdamavenue_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/2/2026 5:28:38 AM)
Listing courtesy of SELLSTATE VISION REALTY   Phone: 941-336-5400

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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29 AMSTERDAM AVENUE, Punta Gorda, FL, 33950

$164,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $131,200 $131,200 $131,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 5.875% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.112% 6.520% 5.415%
Monthly Tax Payment $310 $310 $310
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $724 $776 $1,046
Total Monthly Payment $1,109 $1,161 $1,431

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.