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Charming ranch in a lovely neighborhood setting. This inviting home features an open floor plan. There a sun-filled living room with vaulted ceilings and bow window. The updated kitchen offers an eat-in area open to the living room and family room. It also has granite counters, stainless steel appliances and pass-through to the living room (great for entertaining). Enjoy the cozy, sunken family room with fireplace and sliders to a private backyard with firepit and treed border. The primary bedroom has a half bath, plus there are two additional bedrooms, one currently used as a walk-in closet. To complete this level, there is a full bath. This home has hardwood floors throughout the main level, with the exception of the baths. The unfinished basement gives you great space to expand your living area. If you love to hike, you would only be 10 minutes to Sleeping Giant State Park!
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Hardwood Floor | Main |
| Bedroom 2 | Wall/Wall Carpet | Main |
| Family Room | Fireplace,Hardwood Floor | Main |
| Kitchen | Remodeled,Vaulted Ceiling,Granite Counters,Dining Area,Hardwood Floor | Main |
| Living Room | Bay/Bow Window,Vaulted Ceiling,Hardwood Floor | Main |
| Primary Bedroom | Half Bath,Hardwood Floor | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $295,920 | $295,920 | $295,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.521% | 6.304% | 5.648% |
| Monthly Tax Payment | $881 | $881 | $881 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,727 | $1,798 | $2,398 |
| Total Monthly Payment | $2,683 | $2,754 | $3,354 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.