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FERNDALE NY, A TRANQUIL AND PICTURESQUE HAMLET TUCKED IN THE CATSKILL MOUNTAINS, OFFERING NOT JUST NATURAL BEAUTY BUT ALSO AN INCREDIBLE OPPORTUNITY FOR SPACIOUS LIVING. A STANDOUT PROPERTY IN THE AREA BOASTS OVER 2600 SQF OF LIVING SPACE SITUATED ON MORE THAN 2 ACRES OF LAND SITS THIS CHARMING COLONIAL HOME. THE FIRST FLOOR FEATURES EXPANSIVE ROOMS WITH LRG LIVING ROM, SITTING ROOM, GRAND SIZE KITCHEN OPEN TO A BEAUTIFUL SUN ROOM THAT FLOOD THE SPACE WITH NATURAL LIGHT AND A FIRST FLR BATHROOM FOR CONVENIENCE. 2ND FLR SHOWS LARGE PRIMARY BEDROOM AND TWO GOOD SIZE 2ND AND 3RD BEDROOMS AND GREAT SIZE FULL BATHROOM. TAKE THE STAIRCASE TO THE THIRD FLR AND FIND A VERY BRIGHT HALLWAY SPACE WITH 2 ADDITIONAL SPACIOUS ROOMS SHOWING NATURAL LIGHT AND CATHEDRAL CEILINGS. THE PROPERTY INCLUDES A HISTORIC BARN AND A SEPARATE CABIN STYLE BUILDING, OFFERING EXTRA SPACE. THE COMBINATION OF THE SPACIOUS HOME ADDITIONAL STRUCTURES AND AMPLE LAND CREATES A SERENE PRIVATE RETREAT AWAY FROM THE HUSTLE AND BUSTLE OF NEW YORK CITY LIVING. THIS INCREDIBLE PROPERTY IS A SHORT DISTANCE TO THE WELL KNOWN AREA OF MANOR VALLEY. TWO CONNECTED GEMS SHARING A STONG SENSE OF COMMUNITY, SMALL-TOWN WARMTH HOME TO COZY SHOPS AND POPULAR RESTAURANTS. TOGETHER THESE NEIGHBORING AREAS OFFER A HARMONIOUS BLEND OF SCENIC BEAUTY, RURAL CHARM, SURROUNDING LANDSCAPES FROM THE BANKS OF THE DELAWARE RIVER TO FORESTED TRAILS. LOOKING TO CONNECT WITH NATURE, OPPORTUNITY IS KNOCKING.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$299,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $239,200 | $239,200 | $239,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.209% | 6.168% | 5.609% |
| Monthly Tax Payment | $551 | $551 | $551 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,358 | $1,433 | $1,939 |
| Total Monthly Payment | $1,984 | $2,059 | $2,565 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.