438 Locust Street, Walterboro, SC, 29488 | $420,500

SPRING INTO LUXURY! Seller offering $5K towards closing costs or interest rate buy-down. Southern charm blended with refined modern finishes. This move-in ready home delivers elevated living with expansive open spaces, designer details and a welcoming front porch with wood accents, setting the tone for something truly special. This home is a blank canvas waiting for your personal touch! Discover nearly 3, 000 sq. ft. of living space across three levels, offering comfort & room to expand. It is perfectly suited for multi-generational living and entertaining. The great room features coffered ceilings - an elegant centerpiece for the open floor plan that flows seamlessly into a chef's kitchen with upgraded soft-close cabinetry, tiled backsplash, and stainless steel appliances. This homeboasts 4 spacious bedrooms, 2 full baths, and 2 half baths, including a primary suite on the main level with a luxurious spa-like bath, double vanities, custom walk-in closet, and a walk-in shower you'll never want to leave. Upstairs, a flex room offers the perfect space for a home office, while a roughly 600 square ft. bonus room on the third level, finished with custom tongue & groove woodwork, its own half bath provides endless opportunities for entertainment, a media room, or guest retreat. Additional highlights include: Tiled bathroom walls and floors, tiled laundry room, two-car garage, inviting front porch, and Private backyard. This home isn't just a place to live - it's where something special begins. And to make it even sweeter, the seller is offering closing cost incentives! Don't miss your chance to own this stunning new home at 438 Locust St in Walterboro, close to Charleston, Summerville, Hilton Head and Savannah. Schedule your private tour today and experience modern luxury wrapped in timeless southern charm. Buyer/Buyer's agent to verify any info deemed important, including but not limited to square footage, acreage, HOA, taxes. Listing agent has ownership interest in property.

Features

  • Bedrooms: 4
  • Baths: 2 full / 2 half
  • Laundry: Electric Dryer Hookup, Washer Hookup, Laundry Room
  • Style: Traditional
  • Development: 82 - CLN - Colleton County
  • Year Built: 2024
  • Garage: 2-car Attached
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 2,880
  • Acreage: 0.3
  • Lot Desc: 0 - .5 Acre
  • Elem. School: Northside Elementary
  • Middle School: Colleton
  • High School: Colleton
  • MLS#: 25026945
  • Days on Market: 224 days
  • Website: https://www.raveis.com
    /prop/25026945/438locuststreet_walterboro_sc?source=qrflyer
Information deemed reliable but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Robert & Christine TeodosioSales Associate

203.710.8877

Robert.Teodosio@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
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To learn more about our credentials, visit raveis.com today.

Kevin DeTullioVP, Mortgage Banker / Production Manager, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1724767

203.305.5736

Kevin.DeTullio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 793093

203.415.2989

Brian.Skelly@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Diane PadelliInsurance Sales Director, William Raveis Insurance

203.444.0494

Diane.Padelli@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

438 Locust Street, Walterboro, SC, 29488

$420,500

Robert & Christine Teodosio

Sales Associate

William Raveis Real Estate

Phone: 203.710.8877

Robert.Teodosio@raveis.com

Kevin DeTullio

VP, Mortgage Banker / Production Manager

William Raveis Mortgage, LLC

Phone: 203.305.5736

Kevin.DeTullio@Raveis.com

NMLS Mortgage Loan Originator ID 1724767

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $336,400 $336,400 $336,400
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.133% 6.739% 5.952%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,937 $2,154 $2,794
Total Monthly Payment $2,012 $2,229 $2,869

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.