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Presented by
Lorraine Normann |
Welcome home to this Beautiful 3 BR/ 3 BA Townhome built by Ryland Homes, located inside the gates of Sea Forest Beach Club, featuring an ASSUMABLE MORTGAGE at only 3. 25%! Featuring over 1600+ sq ft of indoor living space, in addition to the entire ground floor being enclosed, providing BONUS Indoor/Outdoor space, perfect for entertaining guests. The ground floor includes living space w/ a Ceiling Fan, 2 large Storage Closets, Storm Door w/Drop Screen at front & Sliders leading out to the Fully Fenced Back Patio, Oversized Garage access (space for a Car & Golf Cart), and both a Staircase & PRIVATE ELEVATOR w/ landings on EACH FLOOR. The Kitchen is upgraded with 42" Maple Espresso Cabinetry w/under Cabinet Lighting, Granite Countertops, Under Mounted Stainless Steel Sink, Convection Oven & Microwave, Stainless Steel Appliances, and a Large Walk in Pantry w/ Shelving. Open floor plan on Main level is perfect for entertaining with the Kitchen overlooking the Dining and Living Rooms & w/ Tall Sliders leading out to the Balcony. Main floor also has a Guest Bedroom w/ Walk in Closet & Ceiling Fan. Guest Bath has Granite Counters & Tub/Shower Combo. Primary and Secondary Bedrooms on the 3rd Level both have En Suite Bathrooms, Walk in Closets, & upgraded Light Fixtures & Ceiling Fans. Primary Bath has Dual Sinks, Granite Countertops, Linen Closet, and Tiled Walk in Shower. Indoor Laundry Area is located on 3rd Level between Bedrooms, making Laundry a BREEZE. This great BLOCK CONSTRUCTION home features Hurricane Impact Windows, Hurricane Shutters that are easily installed from INSIDE the home, & an ELEVATION CERTIFICATE, all of which provides for a much lower insurance rate!. Additionally, there is the added bonus of a whole home Water Softener System & already Installed Security Cameras. Included with your LOW monthly HOA fee, Owners receive Free High Speed Internet, Free Cable, Ground Maintenance, 2 Private Pool Facilities (1 is heated), Large Gated Dog Park, Fitness Center AND Membership for The Gulf Harbors Beach Club. As a Member you will feel like a VIP with a Full Access Pass to one of the ONLY Private Beaches on The Gulf! At The Beach Club you will find Cabanas, Covered Picnic Areas, Grills, Restrooms, Showers, Boat Dock w/ Slips available for Sale/Rent throughout the Gulf Harbors Community, and an expanse of Beautiful White Sands for you to enjoy (See Photos)! Location is AMAZING! Close to Shopping, Restaurants, Nightlife, & Florida Attractions like Fishing, Boating, Kayaking, & other Water Adventures, Tarpon Springs Sponge Docks, Busch Gardens, Several Public Beaches, & 2 International Airports. Schedule Your Appointment to see this AMAZING home today.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$334,975
Sales Associate
William Raveis Real Estate
Phone: 914.388.3125
Lorraine.Normann@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 508.740.5922
Frank.Merola@raveis.com
NMLS Mortgage Loan Originator ID 1020051
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $267,980 | $267,980 | $267,980 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.571% | 6.533% | 5.668% |
| Monthly Tax Payment | $281 | $281 | $281 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,585 | $1,672 | $2,172 |
| Total Monthly Payment | $1,941 | $2,028 | $2,528 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.