2808 DEERFIELD STREET, St. Cloud, FL, 34771 | $669,990

Move-in ready and powered by the sun — this exceptional pool home in Hammock Pointe checks every box, including RV parking with charging hook-up right in your own driveway! Enjoy true Florida living with FULLY owned and paid off solar panels that generate enough energy for virtually no electric bill. Every inch of this home has been meticulously cared for and thoughtfully upgraded, offering comfort, efficiency, and style in one beautiful package. Step inside to find high ceilings, abundant natural light, and an open layout that connects effortlessly to the outdoor living space. The retractable glass doors open wide to a screened lanai and sparkling pool area—perfect for entertaining or unwinding year-round. Major updates include a new pool (2018), solar installation (2019), new roof (2021), HVAC system (2019), energy-efficient windows (2020), and laminate wood flooring (2020)—over $115, 000 in upgrades. The home’s spacious kitchen, generous primary suite with spa-style bath, and private office make everyday living easy and inviting. Sitting on a . 34-acre lot, there’s ample space to relax, host, and park your RV with no concerns. Located just minutes from Lake Nona, Orlando International Airport, and local shops and restaurants, this Hammock Pointe gem offers an unbeatable blend of convenience, comfort, and energy independence.

Features

  • Rooms: 9
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Inside
  • Year Built: 2004
  • Garage: 3-car
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,178
  • Acreage: 0.34
  • Est. Taxes: $7,811
  • HOA Fee: $186 Semi-Annually
  • Pool: In Ground
  • Pet Policy: Dogs OK
  • Appliances: Convection Oven, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer
  • MLS#: S5136361
  • Days on Market: 91 days
  • Website: https://www.raveis.com
    /prop/S5136361/2808deerfieldstreet_stcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/13/2026 7:05:58 AM)
Listing courtesy of LA ROSA REALTY LLC   Phone: 321-939-3748

William Raveis Family of Services

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888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2808 DEERFIELD STREET, St. Cloud, FL, 34771

$669,990

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $535,992 $535,992 $535,992
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.322% 6.144% 5.415%
Monthly Tax Payment $651 $651 $651
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,085 $3,210 $4,274
Total Monthly Payment $3,828 $3,953 $5,017

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.