Welcome to this meticulously maintained 3-bedroom, 2-bathroom home, perfectly situated on a prime lot offering a peaceful setting, privacy and a beautifully landscaped yard. This property has been exceptionally cared for and features a brand-new central air conditioning system and a new (2024) roof with a transferable warranty for added peace of mind. Head inside to the main level where the living room showcases gleaming hardwood floors and an abundance of natural light. The kitchen features include granite countertops, tiled backsplash, plenty of cabinet & counter space and a stylish sink. The kitchen flows seamlessly into the formal dining area, where sliding glass doors open to a lovely 3-season sunroom overlooking the private backyard. With its ceiling fan and serene views, this sunroom is the perfect spot to relax almost year-round. From the sunroom, head outdoors to the deck ideal for outdoor cooking, entertaining or enjoying quiet evenings outdoors. Upstairs, you’ll find three generously sized bedrooms, each with ceiling fans and ample closet space. An updated full bathroom is also upstairs. The lower level offers a spacious family room, a second updated full bath and a utility room with a washer and dryer. This level also provides access to the garage, currently used for extra storage and includes a second refrigerator for added convenience. The property itself is a true gem, featuring a large flat side yard, storage shed and wonderful curb appeal. Located in the Wappingers Central School District, this home is close to major highways, the New Hamburg train station, and a wide variety of shopping and dining options. Don’t miss the chance to make this charming home your own and enjoy everything it has to offer.
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Our Executive Mortgage Banker:
Our Insurance Division:
$450,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $360,000 | $360,000 | $360,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.521% | 6.304% | 5.648% |
| Monthly Tax Payment | $695 | $695 | $695 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,101 | $2,187 | $2,918 |
| Total Monthly Payment | $2,871 | $2,957 | $3,688 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.