25 Biscay Ln, Palm Coast, FL, 32137 | $419,900

This special Indian Trails pool home is where your homeownership dreams come true! Ideally located at the very first exist south of St. Augustine from I-95, you’ll enjoy easy access to shopping, schools, and all the area has to offer. Step inside and you’ll find a thoughtful, clean and polished split floor plan with elegant details throughout. The spacious master suite features tray ceilings, crown molding, a luxurious garden bath, and blinds between the glass French doors that open directly to the pool. On the opposite side of the house, two guest bedrooms share a full bath, offering comfort and privacy for family or visitors. Enjoy seamless indoor-outdoor living with multiple access points to the fully screened pool and patio area, complete with a large deck and fully private, vinyl-fenced backyard. A perfectly sized oak tree adds just the right amount of shade, while two raised vegetable beds make it easy to garden at home. The living room features French doors, while the formal dining room (easily converted into a home office) also has direct pool access with its own set of sliding doors. The kitchen is well-appointed with crown molding, a breakfast bar, and a fully built-out pantry. Additional conveniences include 3 pocket doors to create flexible living spaces, indoor laundry with washer/dryer, and a 2-car garage with an upgraded door and utility sink. Updates: Roof (2022), Luxury Vinyl Plank Flooring throughout (2024), Low-Impact Windows (2023), Gutters (2022), Refrigerator & Disposal (2022), A/C (2017/2018). Pool: Solar panels (2023), new filter & chlorine dispenser (2023), inspection (2022), pump gate (2024) pool pump (2025), childproofing included. The pool is just the right size to manage without a service! Features in this house never end -- Smart camera front door entry, remote garage door control, garage door screen doors, new outdoor patio lighted fans, more! Move-in ready with comfort, privacy & the best Florida outdoor living offers!

Features

  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 10019
  • Style: Contemporary,Single Family Home
  • Year Built: 2003
  • Heating: Central
  • Cooling: Central
  • Approx Sq. Feet: 1,661
  • Acreage: 0.23
  • Lot Size: 10019
  • Est. Taxes: $4,274
  • Lot Desc: City
  • Boat Access: No
  • Elem. School: Belle Terre
  • Middle School: Indian Trails
  • High School: Matanzas
  • MLS#: 255692
  • Days on Market: 94 days
  • Website: https://www.raveis.com
    /prop/255692/25biscayln_palmcoast_fl?source=qrflyer
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Listing courtesy of eXp Realty

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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25 Biscay Ln, Palm Coast, FL, 32137

$419,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $335,920 $335,920 $335,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.132% 5.415%
Monthly Tax Payment $356 $356 $356
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,907 $2,012 $2,678
Total Monthly Payment $2,338 $2,443 $3,109

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.