115 Harbor Avenue, Madison, CT, 06443 | $1,450,000

Live the shoreline lifestyle in this beautifully updated 4-6 bedroom, 3-bath Colonial, just 88 steps from your very own private beach. Perfectly designed for both everyday living and entertaining, the open-concept main level flows seamlessly from dining to living, anchored by a cozy fireplace and filled with natural light. A screened-in porch with sweeping water views sets the stage for morning coffee or evening cocktails with the sound of waves as your backdrop. Upstairs, the primary suite feels like a true retreat, featuring an elegant ensuite with marble flooring, custom vanity, and walk-in shower. Step directly from your bedroom onto a private enclosed porch overlooking Long Island Sound. Shared as well with a guest bedroom for equally stunning views. A third bedroom and full bath complete this level. The third floor offers surprising versatility with a spacious fourth bedroom plus an upgraded bonus space cleverly divided into two additional living/sleeping areas. With room for up to six total bedrooms, this level can also flex as an office, playroom, or extended guest quarters. Set in one of Madison's most desirable coastal neighborhoods, this home offers easy access to the town boat launch, Madison Surf Club, Madison Country Club, Madison Beach Club, and downtown shops, restaurants, and train service. Whether hosting summer gatherings or enjoying the quiet beauty of the off-season, this property delivers the very best of Shoreline living!

Features

  • Rooms: 9
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Main Level
  • Style: Colonial
  • Year Built: 1928
  • Garage: None,Driveway
  • Heating: Baseboard,Radiant
  • Cooling: Ceiling Fans,Central Air,Ductless,Split System
  • Basement: Crawl Space,Hatchway Access
  • Above Grade Approx. Sq. Feet: 1,999
  • Acreage: 0.26
  • Est. Taxes: $13,265
  • HOA Fee: $300 Annually
  • Lot Desc: Level Lot,Water View
  • Elem. School: Per Board of Ed
  • High School: Per Board of Ed
  • Appliances: Gas Cooktop,Wall Oven,Microwave,Refrigerator,Dishwasher,Washer,Dryer
  • MLS#: 24132343
  • Website: https://www.raveis.com
    /mls/24132343/115harboravenue_madison_ct?source=qrflyer
The data relating to real estate for sale on this website appears in part through the SMARTMLS Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms, and is provided by SMARTMLS through a licensing agreement. Listing information is from various brokers who participate in the SMARTMLS IDX program and not all listings may be visible on the site. The property information being provided on or through the website is for the personal, non-commercial use of consumers and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale. Property information displayed is deemed reliable but is not guaranteed.

Room Information

Type DescriptionDimensionsLevel
Bedroom 1 Hardwood Floor12.1 x 14.0Upper
Bedroom 2 Hardwood Floor8.1 x 11.5Upper
Bedroom 3 14.2 x 7.2Other
Dining Room Combination Liv/Din Rm,Tile Floor17.5 x 19.2Main
Full Bath Stall Shower,Laundry Hookup,Tile Floor6.1 x 7.5Main
Full Bath Laminate Floor10.1 x 7.9Upper
Kitchen Granite Counters,Island,Tile Floor19.7 x 10.7Main
Living Room Dry Bar,Fireplace,French Doors,Tile Floor16.4 x 29.9Main
Primary Bath Double-Sink,Stall Shower,Marble Floor13.1 x 7.5Upper
Primary Bedroom Hardwood Floor15.8 x 15.5Upper
Rec/Play Room 14.1 x 14.1Other
Sun Room 11.1 x 29.9Main

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

The One TeamSales Associates

OneandCompany@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Kevin DeTullioVP, Mortgage Banker / Production Manager, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1724767

203.305.5736

Kevin.DeTullio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 793093

203.415.2989

Brian.Skelly@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Diane PadelliInsurance Sales Director, William Raveis Insurance

203.444.0494

Diane.Padelli@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

Ray CashenPresident, William Raveis Attorney Network

203.925.4590

For homebuyers and sellers, our Attorney Network:

  • Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
    requirements, sets up escrows and title insurance, coordinates closing documents
  • Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
  • Offers access to experienced closing attorneys at competitive rates
  • Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies

115 Harbor Avenue, Madison, CT, 06443

$1,450,000

The One Team

Sales Associates

William Raveis Real Estate

Phone: 860.850.0500

OneandCompany@raveis.com

Kevin DeTullio

VP, Mortgage Banker / Production Manager

William Raveis Mortgage, LLC

Phone: 203.305.5736

Kevin.DeTullio@Raveis.com

NMLS Mortgage Loan Originator ID 1724767

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,160,000 $1,160,000 $1,160,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.125% 6.000% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.246% 6.110% 5.932%
Monthly Tax Payment $1,105 $1,105 $1,105
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,316 $6,955 $9,633
Total Monthly Payment $7,546 $8,185 $10,863

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.