372 W COLLINS STREET, Umatilla, FL, 32784 | $198,600

Motivated Seller – Price Just Reduced! This 3-bedroom, 1-bath home offers 1, 336 sq. ft. of living space filled with character and possibilities. Built in 1928, it features a spacious living room, updated kitchen cabinets, and an inside utility room for added convenience. Enjoy the outdoors with a front deck, rear screened porch, and a fenced backyard — perfect for relaxing or entertaining. There’s also an extra storage room off the porch that could easily be converted into a 4th bedroom or home office. Roof replaced in 2010. With a little TLC, this property could shine as an affordable rental or investment opportunity.

Features

  • Rooms: 5
  • Bedrooms: 3
  • Baths: 1 full
  • Laundry: Inside, Laundry Room
  • Style: Bungalow
  • Year Built: 1928
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,336
  • Acreage: 0.14
  • Est. Taxes: $418
  • Elem. School: Umatilla Elem
  • Middle School: Umatilla Middle
  • High School: Umatilla High
  • Appliances: Dryer, Electric Water Heater, Range, Range Hood, Refrigerator, Washer
  • MLS#: G5103102
  • Days on Market: 116 days
  • Website: https://www.raveis.com
    /prop/G5103102/372wcollinsstreet_umatilla_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/1/2026 6:06:26 AM)
Listing courtesy of BEACON REAL ESTATE & ASSOC   Phone: 352-253-9200

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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372 W COLLINS STREET, Umatilla, FL, 32784

$198,600

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $158,880 $158,880 $158,880
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 5.875% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.112% 6.520% 5.415%
Monthly Tax Payment $35 $35 $35
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $877 $940 $1,267
Total Monthly Payment $987 $1,050 $1,377

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.