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Charming waterfront townhome meets coastal serenity! Nestled at the peaceful end of a cul-de-sac on Treasure Island, this stunning residence at Bella Casa Townhomes captures the essence of sophisticated coastal living. One of only six exclusive units, this waterfront townhome offers beachy interiors, sweeping unobstructed views of Boca Ciega Bay, and the beach just a 5 minute stroll away. Situated directly on Devil’s Elbow Straight, a wide and picturesque stretch of Boca Ciega Bay, this home invites you to embrace life on the water. The community dock and seawall provide perfect spots for fishing or launching a paddle board, and a public boat launch is conveniently located just one block away (community slips can be rented or purchased from other owners when available). Inside, the home’s 10-foot ceilings and expansive windows showcase the beauty of the bay from every level. The kitchen is located on the second floor, where you’ll find granite countertops and painted cabinetry, complemented by stainless steel appliances. The host-friendly design flows effortlessly to the dining/ living area creating a seamless connection to the balcony. The 1st guest bedroom is also located on this level, adjacent to a full bathroom that can easily be enclosed for use as a guest or transient bath. On the 3rd floor, experience the most beautiful sunsets from the west-facing 2nd guest bedroom with double closets, ceiling fan and en-suite bathroom. Down the hall, the primary retreat offers tranquil water views, a spacious vanity with dual sinks, a spa-style soaking/jacuzzi tub, a separate shower, and a private commode room. Throughout the home, luxury vinyl plank flooring in the bedrooms, hallways, and stairs adds warmth and durability, while tile continues through all wet and living areas for easy maintenance. From your covered 2nd floor balcony, enjoy serene sunrises overlooking the water, or unwind in the evening with the colors of the sun setting over the gulf. Downstairs, the extended one-car garage, with direct interior access to the unit, has plenty of room for storage under the stairs. The garage can double as a cabana or entertainment space with its sliding doors leading out to the private covered patio with pavers just steps from the pool. Recent upgrades: New roof (2025), New hurricane-rated front door (2025), cleaned/re-grouted/resealed pavers (2025), new AC blower motor & UV light sanitizer system (2025), flooring on both staircases, updated guest bathrooms, upgraded fixtures throughout and new combo ventless washer/dryer. This property can be rented for three months or longer, making it an excellent choice for both investors and permanent residents seeking a refined coastal lifestyle. This community is also pet friendly so bring your furry friends! This home is perfectly positioned to offer both tranquility and convenience. It's within walking distance to the beach, grocery stores, pharmacies, beach bars, and some of Treasure Island’s finest waterfront restaurants. Also an easy 30-minute drive to Tampa International Airport, St. Pete–Clearwater International Airport, and the award-winning Fort De Soto Park. With panoramic bay views from every level, modern upgrades, and timeless coastal charm, this exceptional townhome is more than a residence - it’s a lifestyle defined by water, light, and ease. This home offers the very best of waterfront living on Florida’s Gulf coast - a true gem on an island full of treasures!
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$899,000
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $719,200 | $719,200 | $719,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.750% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 5.585% | 5.806% |
| Monthly Tax Payment | $738 | $738 | $738 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,027 | $4,197 | $5,924 |
| Total Monthly Payment | $4,857 | $5,027 | $6,754 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.