145 WILLOW DRIVE, Poinciana, FL, 34759 | $374,500

Under contract-accepting backup offers. One or more photo(s) has been virtually staged. This is not your typical new build and it comes with incredible financing options including NO MONEY DOWN, NO income verification, and ALL COVERED CLOSING COSTS, making homeownership more accessible than ever.

Thoughtfully custom built and finished with intention, this home was designed for real life, not mass production. From the moment you walk in, the tall 9’4” ceilings and wide open layout make the home feel bright, welcoming, and comfortable. Luxury vinyl plank flooring flows throughout, creating a clean, modern look that instantly feels like home.

The kitchen is truly the heart of the space. With quartz countertops, a marble backsplash, farmhouse sink, oversized island, and dark stainless steel appliances, it is both beautiful and highly functional. Whether you are hosting friends, cooking for family, or enjoying a quiet morning coffee, this is a kitchen you will love spending time in. The large walk in pantry is one of those details that makes everyday life easier.

The primary suite feels like a private retreat. It features two oversized walk in closets and a spa inspired bathroom with a freestanding soaking tub, a spacious glass shower, dual sinks, and elevated ceramic and natural stone finishes. The additional bedrooms are filled with natural light, including two connected by a Jack and Jill bathroom, plus a separate full bathroom that is perfect for guests.

You will notice custom touches throughout the home, including stone and tile accent walls, upgraded lighting, modern dark hardware, and a spacious laundry and mudroom with extra storage and a utility sink. Outside, the curb appeal continues with a stone paved driveway and walkway, stacked stone accents, a covered front porch with tall ceilings, and a large patio ready for outdoor living. The two car garage is finished with durable epoxy flooring.

Beyond the design, this home was built with efficiency and peace of mind in mind. Energy saving features include double pane low E windows and doors, R 30 attic insulation, LED lighting, and Energy Star appliances to help keep monthly costs lower. The home also includes an industry leading 10 year structural warranty.

Located in the desirable Poinciana Villages community, residents enjoy multiple parks, an active community center, aquatic and fitness facilities, and a low HOA that even includes cable and internet.

To top it all off, this home qualifies for exceptional financing options including NO MONEY DOWN, NO income verification, and ALL COVERED CLOSING COSTS.

Schedule your private tour today and see why this home offers the perfect balance of comfort, quality, and value.

Features

  • Rooms: 3
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Laundry Room
  • Year Built: 2025
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,896
  • Acreage: 0.19
  • Est. Taxes: $552
  • HOA Fee: $90 Monthly
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Range, Refrigerator
  • MLS#: O6350206
  • Days on Market: 99 days
  • Website: https://www.raveis.com
    /prop/O6350206/145willowdrive_poinciana_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/30/2026 12:44:57 AM)
Listing courtesy of Serhant   Phone: 786-296-8626

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

145 WILLOW DRIVE, Poinciana, FL, 34759

$374,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $299,600 $299,600 $299,600
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.209% 6.168% 5.541%
Monthly Tax Payment $46 $46 $46
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,701 $1,794 $2,408
Total Monthly Payment $1,822 $1,915 $2,529

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.