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138 Western Shores Road, Wells, VT, 05774 | $879,000
A RARE OPPORTUNITY AT LAKE ST CATHERINE. 3 lots, endless possibilites. Dreams really do come true with this exceptional lake front property. Nestled on a full acre of land with 165' of lake front. This one of a kind property includes: 1- A 3 bedroom ranch style main home with an attached two car garage 2 - A large separate 4 bedroom guest cottage and 3 - The "garage lot" with its own garage and deeded lake access which adds even more versatility and future income. All 3 lots combine to offer a unique, versatile compound ideal for family retreats, entertaining or rental income. From the expansive lawns and stunning mountain views to the private docks and incredible shoreline, this property delivers the Lake St. Catherine life style you've been waiting for. The main house was built with steel I- beam construction for lasting durability. Special architectrual features include a massive ceiling to floor stone fireplace , one on the main level, being the focal point and the finished lower level has the second stone fireplace. This level takes you out to a lake facing deck where the stunning views cannot be escaped. A true legacy property with the space, flexibility and lake frontage that rarely becomes available. Whether you're seeking a multi generational retreat, an income generating investment, or your personal lakeside sanctuary - this property has it all. Minutes to the Lake St. Catherine Golf Course, the town beach, Slate Valley Trails, state park, shopping and hiking.
Features
- Rooms: 9
- Bedrooms: 3
- Baths: 1 full / 1 three-quarter
- Style: Ranch
- Year Built: 1970
- Garage: 2-car Garage
- Heating: Baseboard,Hot Water
- Cooling: None
- Basement: Finished,Full,Insulated,Interior Stairs,Walkout,Interior Access,Exterior Access
- Approx Sq. Feet: 2,644
- Acreage: 1
- Est. Taxes: $12,610
- Lot Desc: Deep Water Access,Lake Access,Lake Frontage,Lake View,Lakes,Mountain View,Open,Recreational,View,Water View,Waterfront,Near Country Club
- Water Front: Yes
- Elem. School: Wells Village School
- Middle School: Choice
- High School: Choice
- MLS#: 5064969
- Website: https://www.raveis.com
/prop/5064969/138westernshoresroad_wells_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 12/5/2025Listing courtesy of New England Lakeside Realty Phone: 802-645-9001
Listing Agent: Lori Winn
William Raveis Family of Services
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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
138 Western Shores Road, Wells, VT, 05774
$879,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $703,200 | $703,200 | $703,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.125% | 6.000% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.246% | 6.110% | 5.932% |
| Monthly Tax Payment | $1,051 | $1,051 | $1,051 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,829 | $4,216 | $5,839 |
| Total Monthly Payment | $4,972 | $5,359 | $6,982 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484