2220 SEVEN OAKS DRIVE, St. Cloud, FL, 34772 | $280,000

Under contract-accepting backup offers. **Welcome to this well maintained 3 Bedroom/ 2. 5 Bath END UNIT townhome in the OAK RIDGE tucked away in the heart of Saint Cloud** Tile & Laminate Wood floor throughout the house. **Open concept kitchen overlooking the living area, dining room, and Screened
Patio**Entertaining is a breeze, as this Townhome features a spacious kitchen, dining area and a spacious pantry for extra storage**Stainless Steel Appliances**Granite counter tops** New Refrigerator, New Range, New Microwave and New Kitchen Sink installed in 2022 **New Water Heater in 2025 **Master Bedroom has spacious shower as well as a spacious walk-in closet. **This home features a space to fit all your needs. Plenty of storage with laundry room**All Appliances plus Washer & Dryer**Low HOA Fees that covers all Exterior maintenance and Roof**1 Car Garage **Plenty of Guest Parking Spots **OAK RIDGE features a community pool, Playground, Gated Community. **Great location in the heart of Saint Cloud, Close to Narcoossee, Highways, Shopping & Restaurants and much more. **This home shows well and you can see the owners pride and care throughout. Call today for your private showing. Ready to Move-In.

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Inside
  • Style: Contemporary, Patio
  • Year Built: 2007
  • Garage: 1-car Driveway, Guest
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,764
  • Acreage: 0.07
  • Est. Taxes: $1,069
  • HOA Fee: $211 Monthly
  • Lot Desc: Corner Lot, In County, Sidewalk
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: O6350912
  • Days on Market: 83 days
  • Website: https://www.raveis.com
    /prop/O6350912/2220sevenoaksdrive_stcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/15/2026 5:47:07 PM)
Listing courtesy of C I REALTY   Phone: 407-310-6535

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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2220 SEVEN OAKS DRIVE, St. Cloud, FL, 34772

$280,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $224,000 $224,000 $224,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.156% 5.396%
Monthly Tax Payment $89 $89 $89
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,272 $1,342 $1,786
Total Monthly Payment $1,436 $1,506 $1,950

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.