18304 ROSEATE DRIVE, Lutz, FL, 33558 | $825,000

Under contract-accepting backup offers. Welcome to 18304 Roseate Drive, a stunning, custom-built residence in the gated community of Primrose Estates at Long Lake Ranch, where lakeside luxury meets smart-home sophistication. Perfectly situated on a premier lot, this home offers rare privacy with preserve views in the front and breathtaking dual-lake panoramas in the back. The impressive stately stone-accented elevation and manicured landscaping create remarkable curb appeal, while the 3-car garage—one bay currently converted into a home gym—adding both function and versatility. Inside, soaring ceilings and expansive, light-filled living spaces offer a seamless flow ideal for both refined entertaining and everyday comfort. The chef’s kitchen is a true showpiece, featuring soft-close cabinetry, high-end Samsung and Bosch appliances, a farmhouse sink, new garbage disposal, oversized island, water filtration system, and a walk-in pantry, as well as a butler’s pantry pre-plumbed for a wet bar. Lake views abound from the open living and dining areas, where upgraded double sliding glass doors lead to a screened lanai offering serene, conservation-lined vistas. A versatile downstairs bedroom with French doors and a nearby half bath makes the perfect guest suite or office, while the custom mudroom area adds thoughtful functionality. Upstairs, the luxurious primary suite offers dual custom closets and a newly remodeled spa-inspired bathroom with soaking tub, walk-in shower, dual vanities, and private water closet. Three additional spacious bedrooms, a second-floor laundry room with added cabinetry, and a spacious enclosed flex room provide abundant space for work, play, or relaxation. Designed for modern living, this home features a whole-home central vacuum system, water softener, remote-controlled motorized blinds, Google Home integration, and an advanced smart security and access control system. This property is NOT in a flood zone and is high and dry! Enjoy a low HOA that includes access to resort-style community amenities including a pool, trails, dog park, playground, sports courts, and fishing ponds. With unmatched privacy and luxury upgrades throughout, this one-of-a-kind lakeside property offers a rare opportunity to own a true sanctuary in one of Lutz’s most desirable communities. Schedule your private showing today.

Features

  • Amenities: Basketball Court, Clubhouse, Fence Restrictions, Gated, Park, Playground, Pool, Recreation Facilities, Tennis Court(s), Trail(s)
  • Rooms: 13
  • Bedrooms: 5
  • Baths: 3 full / 1 half
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Upper Level, Washer Hookup
  • Year Built: 2018
  • Garage: 3-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 3,433
  • Acreage: 0.2
  • Est. Taxes: $3,414
  • HOA Fee: $328 Annually
  • Lot Desc: Conservation Area, Sidewalk
  • View: Water
  • Elem. School: Oakstead Elementary-PO
  • Middle School: Charles S. Rushe Middle-PO
  • High School: Sunlake High School-PO
  • Pet Policy: Yes
  • Appliances: Convection Oven, Cooktop, Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator, Water Softener
  • MLS#: TB8435330
  • Days on Market: 126 days
  • Website: https://www.raveis.com
    /prop/TB8435330/18304roseatedrive_lutz_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/25/2026 9:17:07 PM)
Listing courtesy of 54 REALTY LLC   Phone: 813-435-5411

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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18304 ROSEATE DRIVE, Lutz, FL, 33558

$825,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $660,000 $660,000 $660,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.289% 6.361% 6.203%
Monthly Tax Payment $285 $285 $285
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,904 $4,064 $5,569
Total Monthly Payment $4,280 $4,440 $5,945

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.