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Under contract-accepting backup offers. BRAND NEW PLUMBING AND WATER HEATER!!! Located on a 0. 19-acre CORNER LOT in the heart of the charming community of TERRA ALTA, this inviting 2-bedroom, 2-bathroom manufactured home offers 1, 051 square feet of comfortable living space under air—perfect for those seeking an affordable homeownership option without sacrificing safety, convenience or comfort. With a durable METAL ROOF replaced only FIVE years ago, and the exterior just repainted, the home offers low-maintenance appeal, ready for a new owner to come in and make it their own. Step inside, and you'll find lots of potential: large rooms, plenty of storage and a SCREENED IN PATIO that will get lots of use throughout the year. Priced thoughtfully to reflect its opportunity for customization, this property is the ideal situation for first-time buyers, retirees, investors or anyone ready to enjoy a care free Florida lifestyle. For those who crave a touch of resort-style living, the OPTIONAL HOA opens the door to exclusive perks like a sparkling COMMUNITY POOL for lazy afternoons, SHUFFLEBOARD courts for friendly competition, and a welcoming CLUBHOUSE for gatherings and events. But the real magic lies in the location: Just two miles from AdventHealth Fish Memorial Hospital and surrounded by top-tier healthcare providers, peace of mind is always close at hand. Venture out, and you'll discover a shopper's paradise mere minutes away—Publix for fresh groceries, Walmart for everyday essentials, Home Depot or Lowe's for DIY projects, Kohl's and Target for wardrobe updates, and countless more options to fuel your lifestyle. Dining delights abound too, from casual bites to upscale fare, ensuring every craving is satisfied without the hassle of a long drive. Here, life unfolds with the serene rhythm of a small town—the gentle rustle of palms, friendly neighbors waving from their porches—yet you're never far from the buzz of city conveniences. It's the best of both worlds: tranquility by day, convenience at your doorstep. In a market where affordable homes feel like a distant memory, this property stands out as a rare find, priced to move and poised for its next chapter. Don't let this opportunity slip away—schedule your private showing today and envision the possibilities!
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Our Executive Mortgage Banker:
Our Insurance Division:
$189,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $151,920 | $151,920 | $151,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.156% | 5.396% |
| Monthly Tax Payment | $190 | $190 | $190 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $863 | $910 | $1,211 |
| Total Monthly Payment | $1,128 | $1,175 | $1,476 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.