1119 SHIPWATCH CIRCLE, Tampa, FL, 33602 | $800,000

Under contract-accepting backup offers. Exquisite Waterfront Townhome in Harbour Island! Experience the best of waterfront living in this elegant, Mediterranean-inspired townhome located within the exclusive gated community of Harbour Island. This 3-bedroom, 2. 5-bath residence features one of the best breathtaking panoramic views of the bay, where you can watch ospreys and dolphins right from your private porch. The interior is a showcase of timeless design, featuring rich hardwood and tile flooring, and a gourmet kitchen with granite countertops and ample space for entertaining. The open-concept layout flows effortlessly through massive sliding glass doors to a screened-in lanai and porch, creating a tranquil retreat for your morning coffee and sunrises or evening sunsets over the water. The activity on the water is a diorama of cruise ships, tankers, and water taxis where 'Shipwatch' truly lives up to its name. This home has been meticulously updated and maintained. Recent upgrades include: 2025: Replaced hardwood and tile floors on the first level, installed new faucets in the master bathroom and kitchen, added new dimmable bucket lights throughout the house, replaced dryer and dishwasher and a dimmer switch to the dining room, replaced the lanai screening and door, completed a full repaint of both the walls and ceilings throughout the home. 2023: Replaced three hurricane-impact windows in the master bedroom, one hurricane-impact window in the second bedroom, and added additional attic insulation. 2020: The air handler and A/C unit were replaced. 2019: The back deck was replaced with Tyvek decking. Life here is effortless, with resort-style amenities and Tampa’s most desirable destinations just minutes away. Enjoy scenic waterfront trails, the Lifetime Premier Gym, and the community's private marina. You can also bike along Bayshore, Davis Islands, and the Riverwalk to popular spots like Armature Works, Ulele, and Waterworks Park, walk to a game or concert at Amalie Arena, or explore the Florida Aquarium and Tampa History Museum. Steps to the bustling downtown on Water Street but return behind the gated community of the upscale South Neighborhood of Harbour Island, from ACTION to Serenity this is truly a one of a kind opportunity. Also enjoy socializing at the best swimming pool on the Island. Blending luxury, comfort, and the vibrant energy of the city, this residence offers a rare opportunity to experience Harbour Island living at its finest. Schedule your private tour today and discover a home where classic design meets the best of Tampa Bay! Age of Roof: 17 years Age of A/C: 5 years Age of Water Heater: 8 years

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Inside
  • Year Built: 1993
  • Garage: 1-car
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,845
  • Acreage: 0.05
  • Est. Taxes: $4,767
  • HOA Fee: $487 Monthly
  • Lot Desc: In County
  • View: Trees/Woods, Water
  • Pet Policy: Yes
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • MLS#: TB8434365
  • Days on Market: 136 days
  • Website: https://www.raveis.com
    /prop/TB8434365/1119shipwatchcircle_tampa_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/5/2026 11:47:07 AM)
Listing courtesy of KELLER WILLIAMS TAMPA PROP.   Phone: 813-264-7754

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1119 SHIPWATCH CIRCLE, Tampa, FL, 33602

$800,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $640,000 $640,000 $640,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.533% 5.794%
Monthly Tax Payment $397 $397 $397
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,786 $3,993 $5,229
Total Monthly Payment $4,275 $4,482 $5,718

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.