14865 SEMINOLE TRAIL, Seminole, FL, 33776 | $490,000

Nestled along the edge of the intracoastal waterway, this three-bedroom, four-bathroom townhome offers an exceptional lifestyle filled with comfort, water views, and sun-soaked tranquility. Spread out across three levels and over 2, 220 square feet, this home is a peaceful retreat that blends convenience and coastal charm. As you step inside, you’ll immediately notice the bright and inviting ambiance that flows from room to room, enhanced by high ceilings and abundant natural light. The ground level bonus room can be used as a fourth bedroom or place to unwind after a day on the water. The second level features a well-appointed kitchen, spacious dining area, comfortable living room, and a bedroom. The open-concept layout is perfect for both relaxing and entertaining. Venture upstairs where dual suites await. This spacious retreat features large walk-in closets and en-suite baths, creating a personal haven to unwind in privacy. With four full bathrooms thoughtfully distributed across all three levels, convenience and privacy are ensured for everyone. Enjoy your morning coffee or evening cocktails from your screened balcony or hot tub with tranquil views of mangroves and water. The back yard features a dock with direct water access. The one-car garage is complemented by an electric vehicle charging station and plenty of storage and cabinets. The community adds another layer of luxury with inviting pools and a boat ramp. With direct access to the intracoastal waterway along the Boca Ciega Bay, water lovers will appreciate the seamless connection to the coastal lifestyle—whether it’s a day on the boat, a sunset paddle, or simply taking in the view from your back yard. Tara Cay North is a pet friendly community with low HOA fees. This home did not flood and sustained no damage from previous storms. A new roof, completed 10/2025, provides peace of mind. If you're seeking the perfect blend of indoor comfort and outdoor allure, this gem on Seminole Trail will feel like home from the moment you arrive.

Features

  • Amenities: Cable TV, Clubhouse, Pool
  • Rooms: 10
  • Bedrooms: 3
  • Baths: 4 full
  • Laundry: Electric Dryer Hookup, Washer Hookup
  • Year Built: 1998
  • Garage: 1-car Driveway, Electric Vehicle Charging Station(s)
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,228
  • Acreage: 0.03
  • Est. Taxes: $7,698
  • HOA Fee: $403 Monthly
  • View: Water
  • Elem. School: Oakhurst Elementary-PN
  • Middle School: Seminole Middle-PN
  • High School: Seminole High-PN
  • Pet Policy: Yes
  • Appliances: Bar Fridge, Dishwasher, Electric Water Heater, Range, Refrigerator, Water Softener
  • MLS#: TB8405490
  • Days on Market: 227 days
  • Website: https://www.raveis.com
    /prop/TB8405490/14865seminoletrail_seminole_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/5/2026 10:47:06 PM)

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NMLS Mortgage Loan Originator ID 147983

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14865 SEMINOLE TRAIL, Seminole, FL, 33776

$490,000

Keith Evans - Keith Evans Team

Sales Vice President

William Raveis Real Estate

Phone: 203.733.4212

Keith.Evans@raveis.com

Matthew DeMaria

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 845.290.3871

Matthew.DeMaria@raveis.com

NMLS Mortgage Loan Originator ID 147983

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $392,000 $392,000 $392,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.533% 5.794%
Monthly Tax Payment $642 $642 $642
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,319 $2,446 $3,203
Total Monthly Payment $3,036 $3,163 $3,920

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.