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Under contract-accepting backup offers. One or more photo(s) has been virtually staged. Under Construction. Reduced $45, 000!! This luxurious new home, built by award-winning Spire Homes, a semi-custom builder, abounds with the highest level of interior appointments. This home is now completed, and ready for a quick move-in! It is located in the premier Pine Ridge equestrian community on a fabulous 1+ acre homesite. The front exterior is architecturally stunning, offering a large covered porch that creates a warm and welcoming home ambiance. The front side-entry oversized garage complements the exterior design in both style and detail, along with ample additional storage. You will be amazed at the amount of detail that this home encompasses. At the entry foyer, you will notice not only a fabulous open, airy, and spacious floor plan but also a lovely sense of arrival. This home features a chef's delight kitchen with a massive island that opens to the great room, providing ease of entertaining. The high-end quartz countertops and soft-close cabinetry help make this a dream home. An unbelievable 13-foot-long butler's walk-through pantry, complete with shelving and cabinets, makes this plan unparalleled in both design and functionality. You will love the 8' doors throughout and designer 5. 25" baseboards, along with wood decorator window sills. The owner's suite is truly impressive, featuring a gorgeous master en-suite bathroom and a spacious walk-in closet. One of the secondary bedrooms is a true en-suite with a dedicated full bath. The LVP flooring offers a lifetime warranty in the main areas. The 35-foot-long covered lanai is a masterpiece of outdoor living and tranquility. Pine Ridge Community is the largest equestrian community in Citrus County and the Community Center has tennis and pickleball courts and other activities for your enjoyment. The close proximity to new shopping, dining, health care, including the renowned Tampa General Hospital facilities, and access to the Suncoast Parkway is not only wonderful but makes the drive to Tampa seamless. The quaint towns of Crystal River and Homosassa are a short drive away, and both are fantastic for water and outdoor enthusiasts. You will enjoy fishing, kayaking, boating, manatee watching and outdoor waterside dining at many venues. For biking enthusiasts, the Withlacoochee State Trail has 47 miles of paved rail-trails. Don't miss this prime opportunity to own this beautiful home on a one acre homesite with a full builder warranty, and a HOA fee of only $170 per year. Florida lifestyle living at its finest.
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Our Executive Mortgage Banker:
Our Insurance Division:
$550,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $440,000 | $440,000 | $440,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $40 | $40 | $40 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,635 | $2,745 | $3,624 |
| Total Monthly Payment | $2,767 | $2,877 | $3,756 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.