1045 Wagon Wheel Lane, Cutchogue, NY, 11935 | $5,500

Cutchogue, North Fork - Year-Round Designer Home in Arboretum Setting Experience year-round living in this fully furnished designer home, tucked away in a lush, arboretum-like setting in the heart of Cutchogue. Thoughtfully curated and impeccably maintained, this residence offers a seamless blend of style, comfort, and natural beauty. The open-concept floor plan provides expansive living and entertaining spaces, ideal for both quiet relaxation and lively gatherings. The home features three beautifully appointed bedrooms, including a spacious owner's suite with a private en-suite bath. Two additional bedrooms share a well-designed full guest bath, while a separate powder room adds convenience for visitors. Every room is fully furnished with high-end pieces chosen for both aesthetics and comfort, creating a truly move-in-ready retreat. A modern, fully equipped kitchen opens to generous living and dining areas, all framed by large windows that bring the outdoors in. On-site laundry adds to the ease of everyday living, and pets are considered on an individual basis. Perfectly situated close to all the North Fork has to offer-renowned wineries, farm stands, beaches, and charming village shops-this home is a rare opportunity to enjoy a private, design-forward lifestyle in one of Long Island's most sought-after communities. Rental Permit #1136.

Features

  • Type: Single Family
  • Rooms: 9
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Year Built: 1977
  • Heating: Oil
  • Approx Sq. Feet: 2,000
  • Acreage: 2
  • School District: Mattituck-cutchogue Union Free School District
  • Pets Allowed: Yes
  • Appliances: Washer, Range, Refrigerator, Dryer, Dishwasher
  • MLS#: 926665
  • Days on Market: 154 days
  • Website: https://www.raveis.com
    /raveis/926665/1045wagonwheellane_cutchogue_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Cheryl LautzSales Associate

203.243.1090

Cheryl.Lautz@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Gerry O'BrianVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 223191

203.274.0501

Gerry.OBrian@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Gene RahillyInsurance Sales Director, William Raveis Insurance

917.494.9386

Gene.Rahilly@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1045 Wagon Wheel Lane, Cutchogue, NY, 11935

$5,500

Cheryl Lautz

Sales Associate

William Raveis Real Estate

Phone: 203.243.1090

Cheryl.Lautz@raveis.com

Gerry O'Brian

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.274.0501

Gerry.OBrian@raveis.com

NMLS Mortgage Loan Originator ID 223191

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $4,400 $4,400 $4,400
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.258% 6.168% 5.561%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $25 $26 $35
Total Monthly Payment $100 $101 $110

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.