1281 GULF OF MEXICO DRIVE, #704, Longboat Key, FL, 34228 | $2,995,000

Introducing an exceptional beachfront residence that redefines luxury living on Longboat Key, offering panoramic seventh-floor views that span from the Gulf of Mexico to Sarasota Bay. This beautifully furnished three-bedroom, four-bath retreat encompasses over 3, 000 square feet under air and delivers an unparalleled coastal lifestyle. The expansive great room is elegant and versatile, featuring a built-in library display and direct access to the main balcony, ideal for entertaining or quiet relaxation. The gourmet kitchen is a chef’s delight, complete with white cabinetry, stone countertops, a center island, a new refrigerator and a cozy breakfast nook with captivating views of the beach. The primary suite is a private sanctuary, offering a spacious walk-in closet, dual baths, and a secluded beachfront terrace for peaceful morning coffee or stunning sunsets. On the opposite side of the residence, a deluxe en-suite guest room with a large walk-in closet awaits, along with a flexible third bedroom, office, or den with a full bath conveniently across the hall. A semi-private elevator delivers you directly to your home and connects you to the resort-style amenities that make Water Club one of Longboat Key’s most prestigious addresses with impeccable concierge service, an 18, 000-square-foot clubhouse with fitness center, spa, library, game room and ballroom, a heated beachfront pool and spa, fire pit courtyard and Har-Tru tennis courts, all with 24-hour gated security for ultimate peace of mind. On 16 acres of lush tropical landscaping and boasting 680 feet of private beachfront, Water Club offers an exceptional blend of privacy, luxury and community. Pet-friendly and well located, you’re just minutes from world-class golf, boating, boutiques, dining and the cultural heartbeat of downtown Sarasota. Experience the pinnacle of coastal elegance—where every day is a celebration of Longboat Key’s natural beauty and refined lifestyle.

Features

  • Elevator: Y
  • Heating: Electric
  • Cooling: Central Air
  • Levels: 11
  • Amenities: Clubhouse, Elevator(s), Fitness Center, Gated, Maintenance, Pool, Recreation Facilities, Sauna, Security, Spa/Hot Tub, Storage, Tennis Court(s), Trail(s)
  • Rooms: 10
  • Bedrooms: 3
  • Baths: 4 full
  • Laundry: Inside, Laundry Room
  • Complex: WATER CLUB II/LONGBOAT KEY
  • Year Built: 1999
  • Approx Sq. Feet: 3,054
  • Acreage: 2.11
  • Est. Taxes: $31,367
  • Condo Fee: $7,072 Quarterly
  • Lot Desc: CoastalConstruction Control Line, Landscaped, Near Golf Course, Near Marina, Near Public Transit, Sidewalk
  • View: Tennis Court, Water
  • Pet Policy: Number Limit, Size Limit, Yes
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Refrigerator, Washer
  • MLS#: A4666680
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/A4666680/1281gulfofmexicodrive_longboatkey_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/16/2026 9:17:08 AM)
Listing courtesy of PREMIER SOTHEBY'S INTERNATIONAL REALTY   Phone: 941-364-4000

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1281 GULF OF MEXICO DRIVE, #704, Longboat Key, FL, 34228

$2,995,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $2,396,000 $2,396,000 $2,396,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.875% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.241% 6.007% 5.952%
Monthly Tax Payment $2,614 $2,614 $2,614
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $13,604 $14,173 $19,897
Total Monthly Payment $16,343 $16,912 $22,636

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.