91 Decker Road, Ancram, NY, 12502 | $550,000

Welcome home to your weekend retreat nestled in stunning Columbia County! Discover this 3-bedroom (that lives like 4 bedrooms) ranch on almost 10 acres of absolute bliss. This oasis has an open floor plan of almost 2000 square feet with a 2 car attached garage offering both comfort and functionality in a peaceful, wooded setting. As you step onto the front porch that is perfect for entertaining, you will be greeted by the bright and inviting foyer. The spacious living room features large picture windows that fill the space with natural light, highlighting the gleaming wood floors and the stunning double-sided stone fireplace — a true centerpiece that adds warmth and character while separating the formal dining area. The walk-through kitchen offers ample cabinets, stainless steel appliances, and a convenient high-top seating area for casual dining. Wooden beams throughout the home enhance the cozy, cabin feel, creating a space that’s both stylish and inviting. All bedrooms and the full bath are conveniently located on the main floor. From both the dining and family rooms, sliding glass doors open to the expansive back deck — ideal for entertaining or simply relaxing featuring a unique gazebo covering a hot tub for all year round fun and relaxation. Unwind by the outdoor wood-burning stove on the lower patio and take in the beautiful views of the leveled backyard surrounded by nature. This home is perfect if you are looking for seclusion, charm, along with functionality, this property offers the best of country living — just minutes from the heart of Germantown and Hudson’s vibrant shops and restaurants. Don’t miss the opportunity to see this charming country retreat!

Features

  • Rooms: 12
  • Bedrooms: 3
  • Baths: 1 full
  • Style: Ranch
  • Year Built: 1998
  • Garage: 2-car
  • Heating: Hot Air, Oil
  • Cooling: None
  • Basement: Full
  • Approx Sq. Feet: 1,994
  • Acreage: 9.6
  • Est. Taxes: $6,722
  • Lot Desc: Back Yard, Front Yard, Level, Part Wooded, Secluded, Wooded
  • Elem. School: Germantown Elementary School
  • Middle School: Germantown Junior-Senior High School
  • High School: Germantown Junior-Senior High School
  • School District: Germantown
  • Appliances: Range, Refrigerator, Stainless Steel Appliance(s)
  • MLS#: 917654
  • Days on Market: 41 days
  • Website: https://www.raveis.com
    /prop/917654/91deckerroad_ancram_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of KW MidHudson   Phone: 914-962-0007

William Raveis Family of Services

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888.699.8876

Contact@raveis.com

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Ryan FortierInsurance Sales Director, William Raveis Insurance

516.739.7731

Ryan.Fortier@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

91 Decker Road, Ancram, NY, 12502

$550,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $440,000 $440,000 $440,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.161% 6.120% 5.541%
Monthly Tax Payment $560 $560 $560
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,464 $2,635 $3,537
Total Monthly Payment $3,116 $3,287 $4,189

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.