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c. 1852 -- The McMakin-Bicaise House. Located in Harleston Village in downtown Charleston, the McMakin-Bicaise House is a three-story masonry home with a gabled slate roof and triple-tiered, semi-circular piazzas. The property also includes a carriage house with a garage, a pool site, and off-street parking for several vehicles. Both the primary residence and the carriage house were recently recognized by the Historic Charleston Foundation for outstanding restoration work following an extensive renovation lasting more than two years. Inside the main home, over 3, 400 square feet of living space unfold with 4 bedrooms and 41/2 baths. The interiors feature exposed brick walls and joists, imported French oak floors, and tall windows that invite natural light throughout. The thoughtfully reimagined layout blends historic charm with modern convenience, offering multiple living areas, spacious bedrooms, and luxurious kitchens and baths. The main residence is also equipped with smart-home technology. Generously scaled piazzas and a private sun deck provide abundant outdoor living space, ideal for entertaining or a quiet retreat. The carriage house offers an additional 2 bedrooms and 1½ baths, perfect for extended family, guests, or flexible use. Set just two blocks from MUSC and a short walk to the College of Charleston, this home occupies the heart of the city while offering privacy behind its garden walls. Whether cherished as a full-time residence or adapted for multigenerational living, 109 Rutledge Avenue presents a one-of-a-kind opportunity to own a celebrated piece of Charleston history. The property can also be sold fully furnished, with acceptable offer, featuring a curated selection of beautiful interior pieces.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $4,796,000 | $4,796,000 | $4,796,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.125% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.440% | 6.259% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $27,608 | $29,141 | $39,826 |
| Total Monthly Payment | $27,733 | $29,266 | $39,951 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.