109 Rutledge Avenue, Charleston, SC, 29401 | $5,995,000

c. 1852 -- The McMakin-Bicaise House. Located in Harleston Village in downtown Charleston, the McMakin-Bicaise House is a three-story masonry home with a gabled slate roof and triple-tiered, semi-circular piazzas. The property also includes a carriage house with a garage, a pool site, and off-street parking for several vehicles. Both the primary residence and the carriage house were recently recognized by the Historic Charleston Foundation for outstanding restoration work following an extensive renovation lasting more than two years. Inside the main home, over 3, 400 square feet of living space unfold with 4 bedrooms and 41/2 baths. The interiors feature exposed brick walls and joists, imported French oak floors, and tall windows that invite natural light throughout. The thoughtfully reimagined layout blends historic charm with modern convenience, offering multiple living areas, spacious bedrooms, and luxurious kitchens and baths. The main residence is also equipped with smart-home technology. Generously scaled piazzas and a private sun deck provide abundant outdoor living space, ideal for entertaining or a quiet retreat. The carriage house offers an additional 2 bedrooms and 1½ baths, perfect for extended family, guests, or flexible use. Set just two blocks from MUSC and a short walk to the College of Charleston, this home occupies the heart of the city while offering privacy behind its garden walls. Whether cherished as a full-time residence or adapted for multigenerational living, 109 Rutledge Avenue presents a one-of-a-kind opportunity to own a celebrated piece of Charleston history. The property can also be sold fully furnished, with acceptable offer, featuring a curated selection of beautiful interior pieces.

Features

  • Bedrooms: 6
  • Baths: 5 full / 2 half
  • Laundry: Laundry Room
  • Style: Charleston Single
  • Development: 51 - Peninsula Charleston Inside of Crosstown
  • Year Built: 1852
  • Garage: 1-car Detached
  • Heating: Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 4,327
  • Acreage: 0.12
  • Lot Desc: 0 - .5 Acre
  • Elem. School: Memminger
  • Middle School: Simmons Pinckney
  • High School: Burke
  • MLS#: 25027311
  • Days on Market: 66 days
  • Website: https://www.raveis.com
    /eprop/25027311/109rutledgeavenue_charleston_sc?source=qrflyer
Copyright © 2025  Charleston Trident MLS
Information deemed reliable but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase.
Listing courtesy of Daniel Ravenel Sotheby's International Realty

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Yokadi Mejia, William Raveis Insurance

561.335.7966

Yokadi.Mejia@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

109 Rutledge Avenue, Charleston, SC, 29401

$5,995,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $4,796,000 $4,796,000 $4,796,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.125% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.440% 6.259% 5.972%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $27,608 $29,141 $39,826
Total Monthly Payment $27,733 $29,266 $39,951

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.