4435 LEMON STREET, Lady Lake, FL, 32159 | $276,900

Motivated Seller! Charming Home in Lady Lake, FL. This delightful three-bedroom, two-bathroom home is perfect for first-time homebuyers, families, investors or anyone seeking a more rural setting nestled on over a 1/3-acre corner lot. Step inside to find a bright, welcoming living space designed for comfort and convenience. The open-flow layout makes entertaining a breeze while vaulted ceilings and ample natural light creates a warm atmosphere throughout the home. The spacious well-appointed kitchen has plenty of counter space for meal prepping and cooking, lots of cabinets for storage as well as a food pantry. The spacious primary bedroom features an en-suite bathroom with spa like walk-in shower, double vanity and water closet for added privacy. The split floor plan offers two additional bedrooms which provide plenty of space for family, guests, or a home office with separate full bathroom with shower/tub combo. More features/amenities include an inside laundry room, a covered screen-enclosed rear porch, 2-car garage on over 1/3 acre. Enjoy the oversized lot which offers plenty of room for outdoor activities like BBQ's and bonfires, a storage shed w/electric and even enough space to add a pool if desired. This home is on well and septic so lower cost monthly utility bills, NO HOA and is located in the county which means lower property taxes. Close proximity to shopping, schools, hospitals and everything The Villages area and Lake County has to offer to include world class fishing and boating in our Harris Chain of Lakes! Brand New HVAC 2025, Roof 2019 and Septic drain field 2020.
Don’t miss out on this fantastic opportunity to own your own piece of paradise. Schedule your private showing today!

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Style: Florida
  • Year Built: 1996
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,439
  • Acreage: 0.34
  • Est. Taxes: $3,570
  • Lot Desc: Cleared, Corner Lot, In County, Level, Oversized Lot, Unincorporated
  • View: Trees/Woods
  • Elem. School: Villages Elem of Lady Lake
  • Middle School: Carver Middle
  • High School: Leesburg High
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: O6349931
  • Days on Market: 99 days
  • Website: https://www.raveis.com
    /prop/O6349931/4435lemonstreet_ladylake_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/15/2026 6:09:20 PM)
Listing courtesy of FATHOM REALTY FL LLC   Phone: 888-455-6040

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4435 LEMON STREET, Lady Lake, FL, 32159

$276,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $221,520 $221,520 $221,520
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.156% 5.396%
Monthly Tax Payment $298 $298 $298
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,258 $1,327 $1,766
Total Monthly Payment $1,631 $1,700 $2,139

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.