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Presented by
The Jay and Carol Kelly Team |
432 Kime Avenue, West Islip, NY, 11795 | $649,000
Sought-after West Islip residence offering the perfect foundation for anyone looking for a Long Island life-style. Located in the highly-rated West Islip School District, this charming 3-bedroom, 1. 5-bathroom home blends exceptional education with unparalleled convenience. The full kitchen is a host's dream, offering ample counter space and room for multiple cooking appliances, making it perfect for preparing feasts and entertaining guests with ease. Commuters will appreciate the ideal location, offering quick access to the Southern State Parkway and being just minutes from the Babylon LIRR train station. The home features a full, deep basement with limitless potential for future finishing. Step outside to a massive backyard, a rare find with a large, private area ready for your dream outdoor space, whether it's for al fresco dining or family play. This is a fantastic opportunity to move into a welcoming community in a home that's full of potential. A must-see for anyone moving to Long Island!
Features
- Rooms: 9
- Bedrooms: 3
- Baths: 1 full / 1 half
- Laundry: Electric Dryer Hookup, Laundry Room, Washer Hookup
- Style: Ranch
- Year Built: 1959
- Heating: Oil
- Cooling: Wall/Window Unit(s)
- Basement: Full
- Approx Sq. Feet: 1,381
- Acreage: 0.25
- Est. Taxes: $11,712
- Elem. School: Manetuck Elementary School
- Middle School: Udall Road Middle School
- High School: West Islip Senior High School
- School District: West Islip
- Appliances: Cooktop, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer, Oil Water Heater
- MLS#: 919726
- Days on Market: 29 days
- Website: https://www.raveis.com
/prop/919726/432kimeavenue_westislip_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
The Jay and Carol Kelly TeamSales Associates
860.550.0295
TheKellyTeam@Raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Brianna TurgeonVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 2104486
860.625.5780
Brianna.Turgeon@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Jennifer HartInsurance Sales Director, William Raveis Insurance
978.457.6220
Jennifer.Hart@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
432 Kime Avenue, West Islip, NY, 11795
$649,000
The Jay and Carol Kelly Team
Sales Associates
William Raveis Real Estate
Phone: 860.550.0295
TheKellyTeam@Raveis.com
Brianna Turgeon
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.625.5780
Brianna.Turgeon@raveis.com
NMLS Mortgage Loan Originator ID 2104486
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $519,200 | $519,200 | $519,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.583% | 6.533% | 5.764% |
| Monthly Tax Payment | $976 | $976 | $976 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,071 | $3,239 | $4,240 |
| Total Monthly Payment | $4,139 | $4,307 | $5,308 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535