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Every detail left untouched in this thoughtfully designed oversized 5br 3 full bath stately home in the famed Democratic Hill location of Patchogue! Breathtaking views year round from the stunning floor to ceiling windows in the large living room of Swan Lake! Dual FPL in LR & EIK! EIK has gorgeous built in wood pantry, SS appliances, island w wine fridge, extra storage & electric. 4 bedrooms are extremely large. 5th BR used as home office has rear door & close to 3rd full bath. Big den for movie nights! LOTS of storage, HUGE walk in attic w whole hse fan approx 600sq ft next to master. Full bsmt part finished, top of line security system, Some heated flooring, fully fenced and has FIDO dog fencing! Oversized attached 2+ car garage plus new 6 c driveway. Electric awning with striped fabric in rear the rain will never ruin your party! Fab New hot tub for year round use, IGS, This home has it ALL! Verify all info supplied. Close to all major roadways, shopping, beaches & LIRR. Pat/Med schools. Taxes w STAR approx $14, 700. 00. quiet Cul-De-Sac location. Seller makes no representations.
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Our Executive Mortgage Banker:
Our Insurance Division:
$899,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $719,200 | $719,200 | $719,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.000% | 5.750% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 5.973% | 5.858% | 5.681% |
| Monthly Tax Payment | $1,331 | $1,331 | $1,331 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,861 | $4,197 | $5,876 |
| Total Monthly Payment | $5,284 | $5,620 | $7,299 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.