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Charming Historic Cottage in the Heart of Bradenton’s Village Of The Arts! Zoned BR_T4-R for both residential and commercial use, this adorable early 20th-century bungalow offers the perfect balance of character, creativity, and opportunity. Painted in artsy lime green with purple accents, the home beautifully reflects the colorful personality of the neighborhood where galleries, cafés, and studios line the streets. Located just a few blocks south of downtown Bradenton, this historic gem is a short drive to some of Florida’s most coveted beaches and within walking distance to LECOM Park, home of the Pittsburgh Pirates’ spring training. Step inside and you’ll find all the vintage charm of a well-kept, 1930s bungalow paired with thoughtful updates for modern comfort. Original hardwood floors, built-in wood furniture, and large, wood-framed windows which flood the home with natural light. The spacious entryway features swing-out wood window display boxes, perfect for showcasing art or décor. The cozy living area includes a wood-burning fireplace and adjustable ceiling spotlights designed for highlighting artwork. The kitchen, open to the dining room, offers a gas stove, full-size refrigerator, dishwasher, microwave, and granite counters. Just off the kitchen, the laundry area includes a full-size washer and dryer. Both bedrooms feature ceiling fans, nicely sized closets, and easy access to the updated full bathroom, which includes artistic tilework and a pebble-finish shower floor. This property has passed its 4 point inspection, qualifying for insurance. Enjoy tranquility in the attached, covered, screened-in porch off the back. Outside, a lush, fully fenced backyard shaded by mature oak, kapok and bamboo trees offers a tranquil retreat. Follow the stone pathway past exotic flowers and wild vines to a serene, stone-framed pond tucked into the corner of the garden. A separate stand-alone 8' x 15' building with electricity and its own A/C unit provides the perfect art studio, workshop or office and has previously been rented to local artists for extra income. With no HOA and no minimum rental period, this property offers excellent investment potential for short-term vacation rentals. The Village of the Arts allows both artists and non-artists alike to live, work, and play among Bradenton’s most creative community. Enjoy the nearby bakeries, breweries, yoga studios, pottery shops, music venues, and award-winning restaurants, plus monthly Art Walks held every first Friday evening and first and third Saturday afternoons (and holidays) featuring live music and local vendors. As a bonus, homeowners in the Village of the Arts may qualify for city grants and incentive programs funding up to $2, 500 for exterior upgrades, other home repair or down payment assistance. The city also provides free local electric car rides via the “Ride Freebee” app, offering easy access to downtown and the waterfront. This is more than just a bungalow- it’s a piece of living art. With its architectural character, live/work flexibility, and location in the city’s most creative and walkable district, it appeals to those who value lifestyle as much as structure. If you’re an artist, creative professional, or someone who wants a unique home in a vibrant community, this property offers a rare blend of charm and potential. With its mix of historic charm, creative energy, and modern convenience, this enchanting Bradenton bungalow is more than a home - it’s an experience!
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $268,000 | $268,000 | $268,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.322% | 6.156% | 5.415% |
| Monthly Tax Payment | $398 | $398 | $398 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,543 | $1,605 | $2,137 |
| Total Monthly Payment | $2,016 | $2,078 | $2,610 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.