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PRICED BELOW MARKET W/RECENT PRICE ADJUSTMENT! Owner says SELL!! Welcome Home to MiraBay – Southern Hillsborough County’s Premier Waterfront Community! Substantial price reduction on this stunning home that offers over 2, 900 sq. ft. of living space with 4 bedrooms, 3 baths, an oversized bonus room, huge laundry work area and an inviting front porch. Enjoy first-class interior finishes throughout, including a gourmet kitchen with a large island, gas cooktop, stainless steel appliances, 42” light-painted cabinets, Zodiac quartz countertops, and a decorative glass backsplash. The open kitchen flows seamlessly into the bright and airy great room, featuring wood plank tile flooring, 8 ft. interior doors, 5¼" baseboards, and plantation shutters.
The luxurious first-floor primary suite includes a spacious walk-in closet, dual sinks, premium cabinetry and countertops, and a generous walk-in shower. Upstairs, a large bonus room and two additional bedrooms (one with a custom shiplap accent wall) share a beautifully appointed full bath. The landscape and architectural lighting in the front of the house is high voltage, hard-wired and permanently installed.
Located in the maintenance-free Bay Breeze section of MiraBay, HOA fees include landscaping, irrigation, and interior water. Residents enjoy resort-style amenities: a clubhouse with café, fitness center, spa, resort pool with slide and swim lanes, tennis courts, fishing pier, and kayak/canoe access to Tampa Bay through the scenic lagoon.
Experience coastal living at its finest in this sought-after gated community! MiraBay is golf cart friendly.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$539,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $431,920 | $431,920 | $431,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.322% | 6.156% | 5.415% |
| Monthly Tax Payment | $681 | $681 | $681 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,486 | $2,587 | $3,444 |
| Total Monthly Payment | $3,259 | $3,360 | $4,217 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.