5151 INDIAN OCEAN LOOP, Tavares, FL, 32778 | $368,000

Under contract-accepting backup offers. New Price! Roof, water heater and All kitchen appliances replaced 2025! Welcome home to your dream 55+ community in beautiful Lake County! Royal Harbor offers dozens of amenities and there is a club for just about any interest! See the list of community offerings attached to this listing! This home offers four full bedrooms, Two baths, full three car garage, a screen enclosed pool with both covered and open deck Space. all replaced in 2025. The front door is screen enclosed for added weather and bug protection. Upon entering this home you will see open living space with beautiful wood floors and high ceilings. The floorplan offers a three way split with the primary bedroom off to the left back of the home, the fourth bedroom off to the left front and bedrooms two and three on the far right side of the home. The kitchen offers 42" wood cabinets, granite countertops, new stainless steel appliances, a 10' breakfast bar, laundry room access and a 10x9 eating space with pool views. The Primary bedroom is 19x13 and offers a large walk in closet, Electric Wall heater, dual sinks, linen closet, soaking tub, a separate shower and a frosted window for natural light. Community has a fishing pier on Little Lake Harris and offers RV/Boat storage. This home is ready for a new owner, call for your private showing today!

Features

  • Amenities: Clubhouse, Fitness Center, Gated, Pickleball Court(s), Pool, Recreation Facilities, Shuffleboard Court, Tennis Court(s)
  • Rooms: 11
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Gas Dryer Hookup, Inside, Laundry Room
  • Year Built: 2005
  • Garage: 3-car
  • Heating: Central, Natural Gas, Wall Furnace
  • Cooling: Central Air
  • Approx Sq. Feet: 2,091
  • Acreage: 0.2
  • Est. Taxes: $2,789
  • HOA Fee: $232 Monthly
  • Adult Communities: Yes
  • Pool: Gunite, In Ground
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator
  • MLS#: O6349567
  • Days on Market: 157 days
  • Website: https://www.raveis.com
    /prop/O6349567/5151indianoceanloop_tavares_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/28/2026 8:47:07 PM)
Listing courtesy of DAPORE REALTY INC   Phone: 407-324-9182

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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5151 INDIAN OCEAN LOOP, Tavares, FL, 32778

$368,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $294,400 $294,400 $294,400
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.507% 6.649% 6.026%
Monthly Tax Payment $232 $232 $232
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,813 $1,859 $2,445
Total Monthly Payment $2,120 $2,166 $2,752

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.