56233 WATER OAK ROAD, Astor, FL, 32102 | $359,000

Turn-key waterfront living at its best! This 3/2 home comes fully furnished – from dishes and sheets to towels – All Appliances, Dish washer, new side by side refrigerator, stove, washer and dryer - making it move-in ready. The spacious family room features a cozy wood-burning fireplace, while the beautiful screened breezeway connects the home to extra storage with three sheds under roof and a 2+ carport.
Recent updates include: fresh interior paint (living room, kitchen, and bathroom), new flooring in the kitchen and bath, and new comfort-height toilets. The master bathroom boasts a Jacuzzi tub and air purifiers have been added for comfort.

This home features a Metal Roof for years of low-maintenance durability and peace of mind.

Enjoy the outdoors with a partially fenced yard perfect for pets, a working brick smoker under the carport, and security cameras already in place. The backyard showcases a brand-new dock cradle and lift—just add a new boathouse to complete it! A pontoon boat is included for endless river adventures.

All this sits on a quiet street with wonderful neighbors along a deep, wide canal, providing easy boating access and peaceful surroundings.

Additional perks: Plenty of storage. Tanning Bed! This property is packed with features and ready for you to enjoy the waterfront lifestyle.

Features

  • Rooms: 9
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 110 x 115
  • Laundry: Electric Dryer Hookup, Laundry Room, Washer Hookup
  • Year Built: 1998
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,512
  • Acreage: 0.29
  • Lot Size: 110 x 115
  • Est. Taxes: $2,183
  • View: Water
  • Elem. School: Cypress Ridge Elem
  • Middle School: Umatilla Middle
  • High School: Umatilla High
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Exhaust Fan, Freezer, Microwave, Range, Range Hood, Refrigerator, Washer
  • MLS#: R4910044
  • Days on Market: 134 days
  • Website: https://www.raveis.com
    /prop/R4910044/56233wateroakroad_astor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/25/2026 7:47:06 PM)
Listing courtesy of RIVER REALTY GROUP   Phone: 352-759-2362

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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56233 WATER OAK ROAD, Astor, FL, 32102

$359,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $287,200 $287,200 $287,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.395% 6.533% 5.900%
Monthly Tax Payment $182 $182 $182
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,722 $1,792 $2,366
Total Monthly Payment $1,979 $2,049 $2,623

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.