6544 ENGRAM ROAD, #E503, New Smyrna Beach, FL, 32169 | $580,000

Prepare to be amazed by the spectacular river and ocean views from this rare 5th-floor condo at Cedar Island Club, where every detail has been thoughtfully designed to bring the coastal lifestyle to life. From the moment you step inside, soaring vaulted ceilings and crown molding create a sense of elegance, while warm hardwood floors flow through the living, dining, and bedrooms. Natural light floods the open-concept layout, leading your eyes straight to the Intracoastal. The kitchen is a chef’s delight, featuring granite countertops, maple cabinetry, stainless steel appliances, and a sweeping ocean view to enjoy while you cook. Tile floors in the kitchen and baths, along with durable LTV flooring in the den/office, offer beauty and practicality. The dining area, second bedroom, and kitchen all share stunning ocean views, while the living room and primary suite capture the serenity of the river. Every room offers a view worth savoring. The screened-in lanai off the living room is west-facing, giving you front-row seats to dramatic sunsets. It’s an ideal spot for entertaining, relaxing, or simply enjoying the river breezes and watching dolphins and manatees play. An additional enclosed den/office off the primary bedroom provides the perfect space for unobstructed river views. The primary suite also features a walk-in closet. The community offers resort-like amenities: private boat launch and boat storage, fishing and crabbing from the docks, and easy access to the beach walkover, Mary McLeod Bethune Park, tennis courts, and playground. The surrounding lagoon is a haven where manatees and dolphins gather, adding to the magic of the setting. Whether you’re starting the day with a sunrise over the Atlantic, watching the shuttle launches from your lanai, or winding down by the wood burning fireplace as the sun sets over the Intracoastal, every moment here feels like a getaway. This is more than a home—it’s a lifestyle, combining comfort, beauty, and adventure in one unforgettable package.

Features

  • Elevator: Y
  • Heating: Central
  • Cooling: Central Air
  • Levels: 1
  • Amenities: Cable TV, Clubhouse, Playground, Pool
  • Rooms: 4
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Laundry Closet
  • Complex: CEDAR ISLAND CLUB, A CONDO
  • Year Built: 1991
  • Common Charge: $1,162 Monthly
  • Approx Sq. Feet: 1,446
  • Acreage: 5.61
  • Est. Taxes: $2,875
  • View: Water
  • Pet Policy: Number Limit
  • Appliances: Dishwasher, Disposal, Dryer, Range, Range Hood, Refrigerator, Washer
  • MLS#: NS1086128
  • Days on Market: 90 days
  • Website: https://www.raveis.com
    /prop/NS1086128/6544engramroad_newsmyrnabeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/16/2026 7:37:48 PM)
Listing courtesy of OCEAN PROPERTIES & MANAGEMENT   Phone: 386-428-0975

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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6544 ENGRAM ROAD, #E503, New Smyrna Beach, FL, 32169

$580,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $464,000 $464,000 $464,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.156% 5.522%
Monthly Tax Payment $240 $240 $240
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,635 $2,779 $3,730
Total Monthly Payment $2,967 $3,111 $4,062

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.