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Rare Ditmars Find: Legal Three-Family with Driveway, Garage & Owner’s Duplex-Style Living Opportunities like this are rare in Ditmars, Astoria. This 22-foot-wide legal three-family brick home delivers the perfect blend of space, income, and everyday convenience, offering over 3, 500 sq. ft. , multiple private outdoor areas, a private driveway, and a large garage—a true luxury in the neighborhood. What makes this property truly special is the ideal owner-occupant layout. Enjoy a full-floor, oversized 3-bedroom, 2-bath residence while collecting rent from two additional income-producing apartments—a setup rarely available and highly sought after. The top-floor home is designed for comfort and scale, featuring generously sized bedrooms, including a primary suite with en-suite bath, expansive living and dining areas, and a large eat-in kitchen with stainless steel appliances. Multiple outdoor spaces—balcony, terrace, and direct backyard access—create an indoor-outdoor lifestyle rarely found in multi-family homes. Below, the 2BR/1BA and 1BR/1BA apartments offer bright, well-proportioned layouts with excellent rental appeal, making this property equally attractive for long-term investment or live-with-income buyers. Additional features include separate entrances for each unit, through-the-wall A/C, and efficient baseboard heating. Ideally located near top schools, parks, cafés, restaurants, and transportation, this home checks every box for today’s savvy buyer. A true legal three-family with a standout owner’s unit, parking, and outdoor space—this is a rare Ditmars opportunity that delivers lifestyle and value.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,599,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,279,200 | $1,279,200 | $1,279,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 4.875% | 5.625% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 5.925% | 5.732% | 5.555% |
| Monthly Tax Payment | $960 | $960 | $960 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $6,770 | $7,364 | $10,367 |
| Total Monthly Payment | $7,855 | $8,449 | $11,452 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.