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NEW YEAR SPECIAL ! MAJOR PRICE ADJUSTMENT! MOVE IN READY. Pride of ownership shines in this beautifully maintained 3 bedroom, 2 bathroom, 2-car garage home situated on an oversized lot in a quiet neighborhood with a low HOA of only $35 per year. Owned and cared for by the same family for over 30 years, this property has never experienced flooding and sustained no damage from the past two major storms. The backyard offers serene freshwater canal frontage, with the property line extending past the canal, providing a peaceful setting where you can enjoy kayaking, paddle-boarding, or simply watching turtles and other wildlife. Inside, the kitchen was updated in January 2025 with stunning Brazilian granite countertop and the master bathroom features a Brazilian granite vanity. The home offers laminate flooring throughout, heavy-duty double-pane windows and sliders with hurricane shutters, new HVAC unit (2024) with a transferable 8 year parts warranty, a new dishwasher (2025), new microwave (2025) and a washer and dryer that convey. Additional highlights include exterior paint completed approximately five years ago, rain gutters, a fully fenced yard, and lush landscaping with a mature coconut tree. Located less than 1 mile to Pinellas Park Middle School and just minutes from shopping, dining, and the Gulf beaches. Enjoy extra peace of mind as sellers will be transferring their fully paid flood insurance policy for the year ($1022. 00 a year). Looking to just move in and settle? This is the home for you.
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Our Executive Mortgage Banker:
Our Insurance Division:
$425,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $340,000 | $340,000 | $340,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.322% | 6.156% | 5.415% |
| Monthly Tax Payment | $109 | $109 | $109 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,957 | $2,036 | $2,711 |
| Total Monthly Payment | $2,140 | $2,219 | $2,894 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.