920 N OSCEOLA AVENUE, #703, Clearwater, FL, 33755 | $1,125,000

Under contract-accepting backup offers. One or more photo(s) has been virtually staged. EXCEPTIONAL WATERFRONT CONDO IN CLEARWATER, FLORIDA! Experience refined coastal living in this exceptional 7th-floor residence within Clearwater’s premier waterfront community, Marina Bay. This 3-bedroom, 4-bath condominium combines elegant design, modern construction, and resort-style amenities with stunning views of the Intracoastal Waterway and marina.

A spacious, open, split-floor plan welcomes you with large-format tile flooring and expansive living and dining areas. Floor-to-ceiling, hurricane-rated windows and glass doors flood the home with natural light while showcasing panoramic water and skyline views. Electric window shades throughout add effortless comfort and privacy.

The gourmet kitchen features sleek cabinetry, quartz countertops, and an oversized island with seating, framed by elegant crystal pendant lighting. The kitchen is outfitted with a full suite of premium stainless-steel appliances, including a French door refrigerator, wall oven, dishwasher and built-in microwave. A custom walk-in pantry includes pull-out drawers, adjustable shelving, and closed cabinetry designed for organization and ease.

The primary suite exudes understated sophistication, complete with a spa-inspired bath featuring dual vanities, polished quartz counters, a frameless glass shower, refined designer fixtures, a private water closet, and a freestanding soaking tub that serves as the elegant focal point. Each additional bedroom includes its own ensuite bath with contemporary tilework and modern finishes, ensuring privacy and comfort for family or guests.

Additional highlights include a spacious laundry room, multiple storage options, and two assigned parking spaces (#88 and #45) in the secure, gated underground garage. The property also provides electric vehicle charging stations for convenience and sustainability.

Enjoy an impressive collection of resort-style amenities: a 25-meter heated saltwater lap pool with spa and two baja shelves, fitness center, sauna, steam room, putting green, and a stylish clubroom with catering pantry. The waterfront promenade and private marina create an ideal setting for evening strolls or sunset views.

Built to the highest standards, Marina Bay features sound-insulated construction and top-quality hurricane-proof windows and doors. Expansive terraces with glass railings maximize views of the Intracoastal and marina. Residents enjoy a 24/7 concierge service, a full-time on-site property manager, and secure access for added peace of mind.

Located just minutes from Clearwater Beach and downtown, this residence captures the best of luxury coastal living — modern elegance, convenience, and breathtaking water views in every direction.

Features

  • Elevator: Y
  • Heating: Central
  • Cooling: Central Air
  • Levels: 8
  • Amenities: Clubhouse, Elevator(s), Fitness Center, Pool, Wheelchair Access
  • Rooms: 12
  • Bedrooms: 3
  • Baths: 3 full / 1 half
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Complex: MARINA BAY 880 CONDO
  • Year Built: 2021
  • Approx Sq. Feet: 2,722
  • Est. Taxes: $20,426
  • Condo Fee: $2,422 Monthly
  • Lot Desc: City Lot, Near Marina
  • View: Water
  • Water Front: Yes
  • Elem. School: Sandy Lane Elementary-PN
  • Middle School: Dunedin Highland Middle-PN
  • High School: Clearwater High-PN
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Refrigerator, Washer
  • MLS#: TB8434786
  • Days on Market: 229 days
  • Website: https://www.raveis.com
    /prop/TB8434786/920nosceolaavenue_clearwater_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/4/2026 7:32:10 AM)

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

The Whiteman TeamSales Associates

TheWhiteman.Team@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Kevin DeTullioVP, Mortgage Banker / Production Manager, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1724767

203.305.5736

Kevin.DeTullio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 793093

203.415.2989

Brian.Skelly@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Diane PadelliInsurance Sales Director, William Raveis Insurance

203.444.0494

Diane.Padelli@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

920 N OSCEOLA AVENUE, #703, Clearwater, FL, 33755

$1,125,000

The Whiteman Team

Sales Associates

William Raveis Real Estate

Phone: 203.672.4400

TheWhiteman.Team@raveis.com

Kevin DeTullio

VP, Mortgage Banker / Production Manager

William Raveis Mortgage, LLC

Phone: 203.305.5736

Kevin.DeTullio@Raveis.com

NMLS Mortgage Loan Originator ID 1724767

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $900,000 $900,000 $900,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.350% 6.349% 6.183%
Monthly Tax Payment $1,702 $1,702 $1,702
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,396 $5,541 $7,595
Total Monthly Payment $7,223 $7,368 $9,422

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.