|
Direct waterfront property high above sea level in the Village of Bayville within the highly sought after of Oak Neck Point private community. Sweeping panoramic views over the Long Island Sound, this property features steps down to a blue stone patio, additional sun deck and a private beach. Sea wall in great condition. Water views upon immediately entering the home and from the backyard, absolutely stunning. This 5 bedroom colonial home has been updated throughout including heated granite floors and a beautiful Wood Mode Kitchen with custom cabinetry and bar open to a breakfast room and sliding doors to the backyard. Outside features an infinity style swimming pool blending into the horizon, outdoor shower, patio and deck. Formal dining room and living room plus den with fireplace and custom built-ins round out the first floor. The living and dining areas flow seamlessly to expansive glass doors that open to the backyard creating an unparalleled indoor-outdoor lifestyle ideal for entertaining or quiet relaxation on the water. Generously proportioned bedrooms, including a luxurious primary suite upstairs, big closets plus your own home office. The professionally landscaped grounds and direct waterfront setting create a private resort-like atmosphere, all just minutes from beaches, parks, local restaurants and close proximity to the towns of Locust Valley and Oyster Bay.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$1,895,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $1,516,000 | $1,516,000 | $1,516,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.875% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.069% | 6.031% | 5.885% |
| Monthly Tax Payment | $2,883 | $2,883 | $2,883 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $8,371 | $8,968 | $12,488 |
| Total Monthly Payment | $11,378 | $11,975 | $15,495 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.