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A Storybook Colonial Just Steps from the Sea There’s something special about life in Sea Cliff — the tree-lined streets that lead to the water, the friendly wave from a neighbor on an evening walk, the sound of seagulls echoing from the shore. Nestled on one of these peaceful streets sits a Colonial that feels like home the moment you arrive. This 3-bedroom, 2. 5-bath charmer blends timeless character with the ease of modern living. Step inside and sunlight greets you through wide windows, dancing across gleaming hardwood floors. The living room invites relaxed conversation, while the formal dining room sets the stage for family dinners that turn into laughter-filled evenings. The kitchen — bright, functional, and full of warmth — is the kind of place where morning coffee becomes a quiet ritual before the day begins. Upstairs, three comfortable bedrooms offer serenity and space, each with its own view of the treetops or garden below. A cozy den or home office provides a private nook for creativity or reflection, and the finished basement offers even more room to stretch out — whether for movie nights, a gym, or simply storage made easy. Out back, a lush, private yard feels like an escape. It’s easy to imagine weekend barbecues, kids chasing fireflies, or winding down with a glass of wine as the sun dips behind the rooftops. Just a short stroll takes you to the beach, local parks, and the heart of Sea Cliff Village — where every corner tells a story and the pace of life feels just right. This home isn’t just close to the water; it embodies the spirit of coastal living. Classic. Welcoming. Wonderfully Sea Cliff. Note: Owner occupied until May 2026 with rent back option available.
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Our Executive Mortgage Banker:
Our Insurance Division:
$899,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $719,200 | $719,200 | $719,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 6.000% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.294% | 6.133% | 6.058% |
| Monthly Tax Payment | $1,326 | $1,326 | $1,326 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,971 | $4,312 | $6,021 |
| Total Monthly Payment | $5,389 | $5,730 | $7,439 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.