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Let me WELCOME you to 119 Padgett Loop -- a charming Craftsman Brick Cottage built circa 1950, filled with the character, warmth, and timeless details you've been searching for in a cozy home. This beautifully updated 2-bedroom home offers approximately 1, 076 square feet and features gorgeous, polished hardwood floors, new interior lighting, and custom cabinetry surrounding the fireplace, creating the perfect blend of charm and functionality. The custom kitchen has been thoughtfully updated with new cabinetry, appliances, and a built-in pantry cabinet wall designed to store all your special occasion dining pieces with ease and style. Additional updates include fresh interior and exterior paint along with a brand-new HVAC unit being installed for added comfort and peace of mind. One of the home's standout features is the inviting front porch with its original curved brickwork, offering a warm and welcoming entrance that truly captures the cottage's timeless appeal. If you've been searching for a home full of character, charm, and thoughtful updates, this is the cottage you do not want to miss. Schedule your showing today and come see all this beautiful home has to offer!
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Our Executive Mortgage Banker:
$239,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $191,200 | $191,200 | $191,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.603% | 5.952% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,145 | $1,207 | $1,588 |
| Total Monthly Payment | $1,220 | $1,282 | $1,663 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.