55 Ginger Road, Rochester (High Falls), MA, 12440 | $1,595,000

Welcome to your private Hudson Valley sanctuary—an exquisite fully gut-renovated 4-bedroom, 4-bath elevated Cape Cod escape on 24 secluded acres directly bordering the Mohonk Preserve. Set at the end of a quiet country lane, this fully renovated 2, 500+ sq ft home combines modern comfort, rustic character, and total privacy. Enjoy woodland and water views from nearly every room, with over 150 feet of elevation gain offering direct access to miles of Preserve trails. The open-concept main level features sunlit living and dining areas, a wood-burning stove, and a chef’s kitchen with quartz countertops, solid wood cabinetry, and an expansive island. The lower level includes a second kitchenette and full bath—ideal for guests, extended family, or studio use. Recent upgrades include a new roof, HVAC systems, solid red oak flooring, solid wood doors, updated electrical and plumbing, and over 850 sq ft of finished basement space. A detached accessory structure with high ceilings and electric offers excellent potential for a studio, office, or guest suite. Designed schematic plans are available for further expansion, including converting the main house garage into a great room. With potential for at least two accessory dwelling units (subject to approvals), this property offers both investment value and an exceptional lifestyle—just minutes from High Falls, Rosendale, and New Paltz, and under two hours from NYC.

Features

  • Town: Rochester
  • Rooms: 4
  • Bedrooms: 4
  • Baths: 4 full
  • Style: Cape Cod
  • Year Built: 1982
  • Garage: 2-car
  • Heating: Heat Pump, See Remarks
  • Cooling: Ductless
  • Basement: Finished, Full
  • Approx Sq. Feet: 2,556
  • Acreage: 24
  • Est. Taxes: $10,692
  • View: Lake, Water
  • Water Front: Yes
  • Elem. School: Marbletown Elementary School
  • Middle School: Rondout Valley Junior High School
  • High School: Rondout Valley High School
  • School District: Rondout Valley Central
  • Appliances: Dishwasher, Dryer, Oven, Range, Refrigerator, Washer
  • MLS#: 920640
  • Days on Market: 39 days
  • Website: https://www.raveis.com
    /eprop/920640/55gingerroad_rochester_ma?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of eXp Realty   Phone: 888-276-0630

William Raveis Family of Services

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888.699.8876

Contact@raveis.com

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Paul BerriosRegional SVP, Insurance Sales Producer, William Raveis Insurance

978-337-3053

Paul.Berrios@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

55 Ginger Road, Rochester (High Falls), MA, 12440

$1,595,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,276,000 $1,276,000 $1,276,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 6.000% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.294% 6.133% 6.058%
Monthly Tax Payment $891 $891 $891
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $7,046 $7,650 $10,682
Total Monthly Payment $8,062 $8,666 $11,698

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.