14 W 121ST Street, New York (South Harlem), NY, 10027 | $3,100,000

 

Originally constructed in 1888-1889 by the noted architectural firm Cleverdon & Putzel, this handsome Renaissance Revival townhouse stands 20 feet wide and extends 55 feet deep on one of the most sought-after blocks in the Mount Morris Park Historic District. Offering more than 5, 000 square feet of living space, the home is currently configured as an owner's quadruplex with a fully finished basement, laundry, and private garden, along with a two-bedroom top-floor apartment that produces over $45, 000 per year in rental income.

The house combines well-preserved period detail with contemporary updates for everyday comfort. The quadruplex offers four bedrooms, with the potential to create a full-floor primary suite. Lofty ceiling heights - soaring to 13 feet on the parlor floor - along with oversized windows and dual exposures bring in remarkable light and air throughout the residence. Monthly taxes remain very favorable at just $624.

A tall fence encloses the rear garden, creating a secluded setting for outdoor entertaining or quiet evenings.

The layout also offers flexibility: while it functions beautifully as a two-family, it can easily be reimagined as a grand single-family home.

Positioned just blocks from Whole Foods and the shopping, dining, and entertainment of 125th Street, the property is also moments from Marcus Garvey Park and a short walk to Central Park. Acclaimed neighborhood favorites such as Red Rooster, Barawine, Settepani, and Archer & Goat are close at hand. Transportation is excellent with the 2/3 express trains less than two blocks away, and additional access to the A/B/C/D, 4/5/6, and Metro-North all within a short walk.

This townhouse presents a rare opportunity in one of Harlem's most desirable locations: a residence that provides income today, versatility for the future, and the potential to become a spectacular single-family home.

Showings are by appointment only - please contact us directly to arrange your private tour.

 

Features

  • Town: New York
  • Rooms: 10
  • Bedrooms: 6
  • Baths: 4 full / 1 half
  • Lot Size: 101.00x20.00
  • Laundry: Building Other
  • Year Built: 1909
  • Cooling: Other
  • Basement: Other
  • Approx Sq. Feet: 5,320
  • Lot Size: 101.00x20.00
  • Est. Taxes: $7,488
  • View: Other
  • Pet Policy: Building Yes,No
  • MLS#: RLS20052996
  • Days on Market: 176 days
  • Website: https://www.raveis.com
    /eprop/RLS20052996/14w121ststreet_newyork_ny?source=qrflyer
All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.

William Raveis Family of Services

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Stiles & Dunn TeamSales Associate

413.336.4440

StilesDunn@raveis.com

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Michele WelchVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 293220

413.626.5626

Michele.Welch@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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781.724.3515

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Our Insurance Division:

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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

14 W 121ST Street, New York (South Harlem), NY, 10027

$3,100,000

Stiles & Dunn Team

Sales Associate

William Raveis Real Estate

Phone: 413.336.4440

StilesDunn@raveis.com

Michele Welch

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 413.626.5626

Michele.Welch@raveis.com

NMLS Mortgage Loan Originator ID 293220

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $2,480,000 $2,480,000 $2,480,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 5.875% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.069% 5.984% 5.689%
Monthly Tax Payment $624 $624 $624
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $13,695 $14,670 $20,429
Total Monthly Payment $14,444 $15,419 $21,178

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.