9516 MIAMI CIRCLE, Port Charlotte, FL, 33981 | $575,000

Welcome to this stunning 3-bedroom, 2-bathroom, 2, 401 sqft pool & waterfront home, located on a boat-access, saltwater canal in the desirable South Gulf Cove community. This residence offers the perfect combination of comfort, elegance, and Florida lifestyle — with direct canal access leading out to the Myakka River, Charlotte Harbor, and Gulf of Mexico. (. 23 acre or 10, 000 sqft lot is available for sale separately at 9524 Miami Cir, directly next to this home, allowing for extra space and privacy if desired)
Step inside and be greeted by vaulted ceilings and a bright, open, living and dining area. The sliding doors allow for beautiful views of the pool, patio, and canal, creating a seamless indoor–outdoor living experience.
The spacious kitchen is fully equipped with all necessary appliances and beautiful granite countertops, making it perfect for both everyday living and entertaining.
The master suite is located on the left wing of the home, featuring dual walk-in closets, a luxurious en-suite bathroom with a beautiful soaking tub, shower, private commode, and direct views of the pool and patio. On the opposite side, two comfortable guest bedrooms share a well-appointed bathroom, providing privacy for visitors. Enjoy year-round relaxation in the heated pool, and a beautiful view of the Canal from the dock in your back yard! Take advantage of the 3-car garage, offering plenty of room for vehicles, storage, or a workshop.
Residents of South Gulf Cove enjoy public utilites (water and sewer), a community recreation center, parks, and a boat ramp. The property also has a well for irrigation. South Gulf Cove is conveniently located near Boca Grande, Englewood Beach, and Manasota Key, offering easy access to some of Florida’s most beautiful beaches along with shopping, dining, schools, and several different golf courses all within a short drive! Charlotte Sports Park, home to the Tampa Bay Rays spring training, is also only a 15-minutes drive away! Don't miss the opportunity to schedule a showing today!

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 80 x 125
  • Laundry: Laundry Room
  • Year Built: 2004
  • Garage: 3-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,401
  • Acreage: 0.23
  • Lot Size: 80 x 125
  • Est. Taxes: $4,660
  • HOA Fee: $120 Annually
  • Lot Desc: In County
  • View: Water
  • Elem. School: Myakka River Elementary
  • Middle School: L.A. Ainger Middle
  • High School: Lemon Bay High
  • Pool: Gunite, Heated, In Ground, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: C7515655
  • Days on Market: 37 days
  • Website: https://www.raveis.com
    /prop/C7515655/9516miamicircle_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/24/2025 1:09:10 AM)
Listing courtesy of FIVE STAR REALTY OF CHARLOTTE   Phone: 941-637-6116

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

9516 MIAMI CIRCLE, Port Charlotte, FL, 33981

$575,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $460,000 $460,000 $460,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.360% 6.304% 5.648%
Monthly Tax Payment $388 $388 $388
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,612 $2,795 $3,728
Total Monthly Payment $3,092 $3,275 $4,208

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.