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19962 RUTH STREET, Brooksville, FL, 34601 | $154,000
Under contract-accepting backup offers. Charming 2 Bedroom home beneath grandfather oaks with a BRAND NEW ROOF! Just installed!
Welcome to 19962 Ruth Street - a cozy
2 bedroom 1. 5 bath home set beneath the shade of majestic grandfather oaks on a peaceful . 2 acre lot. This inviting property blends comfort, updates, and affordability - making it a wonderful option for first-time homebuyers, downsizers, or anyone looking for a smart investment.
Inside, you'll appreciate the new flooring, newer appliances, and an almost-new air conditioner (just 2 years old) keeping things cool and worry free. The home has been partially renovated, offering a move-in-ready feel with the opportunity to add your personal touch over time.
Outdoors, the spacious yard is perfect for relaxing in the shade, planting a small garden, or just enjoying the peaceful setting under those beautiful, mature oaks.
And here's great news for buyers: this home should be easily financeable with FHA or VA loans, making ownership more accessible and affordable.
Highlights!
2 bedrooms/1. 5baths
New flooring and newer appliances
Air conditioner only 2 years old
Large Grandfather oaks & shady outdoor space
FHA & VA friendly financing potential.
Also: less than a mile away, is Tom Varn Park, a beautiful county park with the following ameneties:
2 Pavilions, Lakeside Picnic Area, Covered Picnic Tables, 1. 5 Mile Loop Trail, Playground, Restrooms, Horseshoe Courts
Adult Basketball Courts, Sand Volleyball Courts, Youth Softball Fields, Softball Stadium, Splash Pad
A comfortable, updated home in a serene setting - 19962 Ruth St is ready to welcome its next owner.
Don't miss the chance to make 19962 Ruth Street your home sweet home.
Call today for your appointment to see this very special home! Its waiting for you now. . . but it won't be waiting long! Possible owner financing!
Features
- Rooms: 3
- Bedrooms: 2
- Baths: 1 full / 1 half
- Laundry: Inside
- Year Built: 1981
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 840
- Acreage: 0.2
- Est. Taxes: $1,236
- Elem. School: Brooksville Elementary
- Middle School: D.S. Parrot Middle
- High School: Hernando High
- Appliances: Dryer, Electric Water Heater, Range, Range Hood, Washer
- MLS#: TB8434659
- Days on Market: 177 days
- Website: https://www.raveis.com
/prop/TB8434659/19962ruthstreet_brooksville_fl?source=qrflyer
Listing courtesy of RAI REALTY ASSOCIATES Phone: 352-799-7979
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
19962 RUTH STREET, Brooksville, FL, 34601
$154,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $123,200 | $123,200 | $123,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $103 | $103 | $103 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $709 | $789 | $1,023 |
| Total Monthly Payment | $887 | $967 | $1,201 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388