101 BENJAMIN FRANKLIN DRIVE, #46, Sarasota, FL, 34236 | $1,100,000

One or more photo(s) has been virtually staged. LIDO KEY GULF-FRONT LUXURY

Wake up to the rhythm of the waves and endless Gulf views that stretch beyond imagination. Every room of this impeccably maintained 2-bedroom, 2-bath coastal retreat captures the magic of life on the water—set high on the 4th floor of one of Lido Key’s most coveted addresses.

Flooded with natural light, this refined escape blends relaxed sophistication with modern comfort. The open-concept design flows effortlessly to a sprawling 240 sq. ft. balcony, your private front-row seat to fiery sunsets and the tranquil blues of the Gulf of America. Inside, walls of glass invite the outdoors in, creating a seamless connection to sea and sky.

Perfectly positioned directly across from Lido Beach and a leisurely stroll from the world-class dining, boutiques, and charm of St. Armands Circle, this residence defines effortless island living.

The exclusive community elevates every moment with a newly redesigned lobby, state-of-the-art fitness center, resort-style heated pool, and attentive on-site management—all designed to make ownership a breeze.

Whether you’re seeking a peaceful full-time home or a luxurious vacation hideaway, this is where sophistication meets the sea—a rare opportunity to live the Gulf-front dream on the shimmering shores of Lido Key.

Features

  • Elevator: Y
  • Heating: Central
  • Cooling: Central Air
  • Levels: 9
  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Other
  • Complex: ST ARMAND TOWERS
  • Year Built: 1968
  • Approx Sq. Feet: 1,275
  • Acreage: 1.42
  • Est. Taxes: $7,227
  • Condo Fee: $4,684 Quarterly
  • View: Water
  • Pet Policy: Number Limit, Size Limit, Yes
  • Appliances: Dishwasher, Disposal, Microwave, Range, Range Hood, Refrigerator
  • MLS#: A4648942
  • Days on Market: 133 days
  • Website: https://www.raveis.com
    /prop/A4648942/101benjaminfranklindrive_sarasota_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/17/2026 4:06:08 PM)
Listing courtesy of THE KEYES COMPANY - SARASOTA   Phone: 941-362-4100

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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305.922.5393

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

101 BENJAMIN FRANKLIN DRIVE, #46, Sarasota, FL, 34236

$1,100,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $880,000 $880,000 $880,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.000% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.214% 6.110% 6.078%
Monthly Tax Payment $602 $602 $602
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,066 $5,276 $7,367
Total Monthly Payment $5,793 $6,003 $8,094

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.