245 MORNING RAY Way, Yulee, FL, 32097 | $629,800

Welcome to this beautifully appointed PRESERVE-VIEW home where comfort meets elegance. This thoughtfully laid-out home offers 4 bedrooms PLUS a versatile bonus room AND a loft area-ideal for work-from-home setups, playrooms, or guest accommodations. Added Bonus - CDD is paid off, so enjoy lower taxes & LOWER MORTGAGE PAYMENT!
At the heart of the home is a large family room that flows seamlessly into a gourmet kitchen, complete with stainless appliances, custom-painted backsplash, center island and tons of cabinetry & counter space. The fully upgraded kitchen flows seamlessly into a cozy breakfast nook, creating a warm & inviting atmosphere. The first-floor master suite is a private retreat, filled w/ natural light from oversized windows w/ a massive walk-in closet & boasting a spa-style bathroom w/garden tub, walk-in shower & dual vanities. Throughout the home, beautifully painted custom accent walls add charm & personality to this already gorgeous property! Outside, enjoy the extended front porch w/ a porch swing, a long driveway, and lush landscaping in both the front and backyard. The property backs to a peaceful preserve, offering privacy & beautiful scenic views. Additional features include a mud room, irrigation, custom light fixtures/ceiling fans, great 2nd floor storage space & more! Close proximity to 'A' rated schools, excellent local restaurants, great shopping & the BEACH. Easy access to I95 too! Wildlight has some of the best amenities in Nassau County! Pool, pickleball, tennis courts, playgrounds, nature trails, YMCA. . . . the list goes on & on! A gorgeous home in a gorgeous community, what more could you ask for! Schedule your private viewing today!

Features

  • Amenities: Pool, Jogging Path, Playground, Tennis Court(s)
  • Bedrooms: 5
  • Baths: 3 full
  • Style: Traditional
  • Year Built: 2020
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,822
  • Acreage: 0.18
  • Est. Taxes: $5,284
  • HOA Fee: $650 Semi-Annually
  • View: Protected Preserve, Trees/Woods
  • Appliances: Dishwasher, Electric Cooktop, Microwave, Refrigerator
  • MLS#: 2112093
  • Days on Market: 182 days
  • Website: https://www.raveis.com
    /prop/2112093/245morningrayway_yulee_fl?source=qrflyer
Copyright © 2026  Northeast Florida Multiple Listing Service,
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than William Raveis Real Estate are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.
Listing courtesy of WATSON REALTY CORP

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

245 MORNING RAY Way, Yulee, FL, 32097

$629,800

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $503,840 $503,840 $503,840
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 5.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.395% 6.533% 5.794%
Monthly Tax Payment $440 $440 $440
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,021 $3,143 $4,117
Total Monthly Payment $3,553 $3,675 $4,649

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.